3 Month Term Deposit
Term DepositsData Sharing Status
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
- Fixed rate
- 3.75%
- 3 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Interest paid at maturity · Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 3.75% | FixedFixed | every 3 months |
Features
- Digital banking
- View your Term Deposit balance, interest rate, and maturity date using our mobile app or internet banking.
- Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income)
Eligibility
- Minimum age — 12 years
- You must be or become a P&N Bank member
- Residency status — You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
Constraints
- Maximum balance — $1,000,000.00Maximum balance is $1,000,000
- Minimum balance — $5,000.00
- Opening balance — $5,000.00An Opening Balance of $5,000 is required for this product
More Information
Published by P&N Bank under the Consumer Data Right · Last updated 28 June 2026 · Product ID 23 · View on CDR.gov.au