PayPal business account
A comprehensive solution designed to serve your business needs and your customers, whether you’re just getting started or already a thriving enterprise or marketplace. With more payment choices for your customers, faster and more secure payments for you and protection on eligible sales, a PayPal business account is a great way to get paid.
Fees
| Fee | Type | Amount |
|---|---|---|
| Sending Domestic Personal Transaction Funded by PayPal Balance or Australian Bank Acct - FREE; Any portion funded by a card - 2.6% of the portion funded + fixed fee based on the currency | Payment | $0.00 – $0.00 |
| Sending International Personal Transaction Funded by PayPal Balance or Australian Bank Acct - Funding Fee = Free. Funded by credit card - 2.6% of the portion funded by the card plus a fixed fee based on currency · Funded by PayPal Balance or Australian Bank Acct - 5% of the send amount, but no lower than $0.99AUD, and no higher than $5.99 AUD. Funded by credit card - 5% of the send amount, but no lower than $0.99AUD, and no higher than $5.99 AUD. | Payment | 5% of balance |
| Sending Commercial Transaction When no currency conversion is involved, there is no fee for sending Commercial Transactions (i.e., buying something) | Payment | $0.00 – $0.00 |
| Receiving Domestic Commercial Transaction 2.9% + fixed fee (Wallet Online Transactions), 1.5% + fixed fee (Direct Card Transactions & Other Payment Methods), 3.6% + fixed fee (Virtual Terminal), 1.20% (QR Code in person) · Fees for receiving Commercial Transactions are taken from the total transaction amount. The fixed fees for each currency are in clause 17.8 of the T&C link provided in the additionalInfoUri field | Transaction | $0.00 – $0.00 |
| Receiving International Commercial Transaction |
Features
- Digital wallet — Buy Something from a Seller Who Accepts PayPal (Commercial Transactions)
- Shop with confidence with PayPal. Whether buying online or in person, a PayPal account makes paying for goods or services even easier and more secure.
- Digital wallet — Send Money to Friends and Family (Personal Transactions)
- Send money to friends and family within Australia from your linked bank account or PayPal balance, it's free for you and your recipient. You can also send money from your credit or debit card, or to someone overseas, but that'll incur a small fee. All you need is an email address or mobile phone number.
- Digital wallet — Request & Receive Payments from Friends and Family (Personal Transactions)
- Request and receive payments instantly from anyone with just their email address or mobile phone number. When you request a payment, we’ll send a notification and let you know when you’ve been paid.
- Digital wallet — Withdraw Money
- If you have funds in your PayPal account, you may withdraw them to the linked bank account you hold with a financial institution in Australia or the United States of America.
- Key Benefits. Refer to PayPal's Combined Financial Services Guide and Product Disclosure Statement.
Eligibility
- Minimum age — 18 yearsLegal Agreements for PayPal Services
- Business customersThe business must be organised in, operating in, or a resident of Australia. Legal Agreements for PayPal Services.
- Refer to the shared URL for complete terms and conditions. Terms and Conditions
More Information
Published by PayPal Australia under the Consumer Data Right · Last updated 30 November 2025 · Product ID PayPalBusinessAcct · View on CDR.gov.au · View Source Data (JSON)