---
title: "PayPal working capital — PayPal Australia"
description: "Business Loans from PayPal Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/paypal-australia/products/PayPalWorkingCapital
source: "CDR Compare"
language: en-AU
last_updated: 2022-10-18T14:00:00.00Z
---

# PayPal working capital — PayPal Australia

> Business Loans from PayPal Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates · PayPal Working Capital**

PayPal Working Capital is a business loan with a single fixed fee. You repay the loan and fee with a percentage of your PayPal sales.

## At a glance

- **From (investment):** 0% (Variable)

## Apply

Applications are handled by the provider: [Apply at PayPal Australia](https://www.paypal.com/workingcapital/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The repayment percentage is the share of each PayPal sale that automatically goes toward repaying your loan. You can choose a repayment percentage that's right for your business when you apply for PayPal Working Capital.) | 0% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| PayPal Working Capital Fixed Fee — Don’t worry about periodic interest or hidden fees—you pay just one affordable fixed fee you know when you apply · PayPal Working Capital is a business loan offered by WebBank, member FDIC, for qualified business applicants who maintain qualified PayPal accounts through which Business PayPal Sales Proceeds are processed through PayPal | Event | $0.00 |

## Features

- **Digital wallet** — PayPal Working Capital is a business loan with a single fixed fee. You repay the loan and fee with a percentage of your PayPal sales. Repay automatically with a percentage of each sale until your balance is paid in full. You can also make manual payments or even pay the loan in full with no early repayment fee, using your PayPal balance or a verified linked bank account.

## Eligibility

- **Business customers** (PayPal Working Capital is available to select businesses that already process payments through PayPal. The business must be organised in, operating in, or a resident of Australia)

## More information from PayPal Australia

- [Overview](https://www.paypal.com/workingcapital/)
- [Terms & conditions](https://www.paypal.com/workingcapital/terms)
- [Eligibility](https://www.paypal.com/workingcapital/)
- [Fees & pricing](https://www.paypal.com/workingcapital/)

## Data provenance

- Published by PayPal Australia under the Consumer Data Right
- Product ID: `PayPalWorkingCapital`
- Last updated by the provider: 18 October 2022
- Source payload (JSON): https://www.cdrcompare.au/api/raw/paypal-australia/PayPalWorkingCapital
- Provider page: https://www.cdrcompare.au/brands/paypal-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000309

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/paypal-australia/products/PayPalWorkingCapital) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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