--- title: "People First and Heritage Bank Home Loans" description: "Every home loans People First and Heritage Bank publishes under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/people-first-and-heritage-bank/home-loans source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:01Z --- # People First and Heritage Bank Home Loans > All 18 home loans published by People First and Heritage Bank under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page. Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products. | Product | Description | Detail | | --- | --- | --- | | Basic Variable Home Construction | Our Basic Variable Home & Investment Construction Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/5e044a10-8eeb-4d1c-8f28-be22922921db | | Basic Variable Home Loan | Our Basic Variable Home & Investment Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/406acd2d-821f-41fa-b658-f4011722355b | | Basic Variable Investment Construction | Our Basic Variable Home & Investment Construction Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/c2eb6f8f-71b9-4c76-9504-00b7393d1cfb | | Basic Variable Investment Construction - IO | Our Basic Variable Home & Investment Construction Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/ff48631b-094d-4e3b-aabc-76ba14d7e208 | | Basic Variable Investment Loan | Our Basic Variable Home & Investment Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/64efdaaf-6f11-4bf4-9485-77960f9600d4 | | Basic Variable Investment Loan - Interest Only | Our Basic Variable Home & Investment Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/e89db159-79bc-4283-8a13-803ed308f4b5 | | Discount Variable - Investment | Enjoy a low rate home loan with no monthly administration fee, the ability to make additional repayments and free online redraw. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/87fbccff-cd65-4cd3-98b9-e2220d59b6e8 | | Discount Variable - Owner Occupied | Enjoy a low rate home loan with no monthly administration fee, the ability to make additional repayments and free online redraw. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/f1f4dfec-268b-4d8f-b177-33311c33cef5 | | Fee Assistance Loan - Sub | CEOH (NT ONLY) lends up to $10,000 to assist with costs associated with buying home and deposit | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/22339aa7-2f1c-42c9-9db9-011f486c2871 | | Fixed Home Loan | With our Fixed Rate Home & Investment Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/ab366207-e016-4216-ba82-62061e6a44d7 | | Fixed Investment Loan | With our Fixed Rate Home & Investment Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/d5cad622-fc61-4edd-beaa-53dcfbb1d928 | | Fixed Investment Loan - Interest Only | With our Fixed Rate Home & Investment Interest Only Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/29ec9c8d-cd99-455c-b137-fb449caacf59 | | Home Build Access (HBA) Deposit Assist Loan | CEOH (NT ONLY) lends up to 10% of the purchase price as a deposit for the purchase of a new home or land off the plan. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/5cb697f7-09f6-445c-929f-d721c301cb51 | | Home Build Access (HBA) Low Deposit | CEOH (NT ONLY) lends 17.5% of the purchase price on new home or construction of home. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/fe262220-bb74-4bd5-8b97-e7c986c74be8 | | Home Build Access (HBA) SIL | CEOH (NT ONLY) lends 98% of the purchase price on new home or construction of home. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/8441fcfd-18a1-4707-80cf-c7eab861b3f3 | | Staff Home Loan | Staff Home Loan | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/7a12b620-5d54-4e20-92b6-4bc1597d95cd | | Standard Fixed Rate Home Loans - Investment | Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/e5bcfa98-711e-4fe4-a61f-b48a1b08698d | | Standard Fixed Rate Home Loans - Owner Occupied | Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be. | https://www.cdrcompare.au/brands/people-first-and-heritage-bank/products/7ed2d768-8322-497b-9b68-510519174a4e | ## Elsewhere - [People First and Heritage Bank's full product range](https://www.cdrcompare.au/brands/people-first-and-heritage-bank) - [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans) ## Data provenance - Published by People First and Heritage Bank under the Consumer Data Right - ABN 11087651125 - Register entry updated: 1 July 2026 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/people-first-and-heritage-bank/home-loans) — product data published by Australian data holders under the Consumer Data Right. 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