--- title: "Pepper Money products" description: "Every Pepper Money product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/pepper-money-a67e5f source: "CDR Compare" language: en-AU last_updated: 2026-08-28T07:13:58Z --- # Pepper Money products > Every Pepper Money product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Non-Bank Lender** · 21 products Pepper Money is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Pepper Money. ## Home Loans (14) Residential mortgages for owner-occupiers and investors. - [Non-Conforming Home Loan - Near Prime Clear Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02021) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Near Prime Clear Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02022) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Prime Home Loan - Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP01012) — Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Near Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02031) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Prime Home Loan - Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP01011) — Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Specialist Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02041) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Specialist Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02042) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Specialist Plus Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02051) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Specialist Plus Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02052) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Home Loan - Near Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP02032) — We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply). - [Non-Conforming Construction Loan - Near Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP04032) — Our construction home loan options provide interest only repayments during the construction period (max 18 months) with access to our online loan portal and the freedom to make additional repayments. 100% interest offset sub-account, redraw and VISA debit card+ access (monthly fees apply) are available after the construction period has been completed. - [Non-Conforming Construction Loan - Near Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP04031) — Our construction home loan options provide interest only repayments during the construction period (max 18 months) with access to our online loan portal and the freedom to make additional repayments. 100% interest offset sub-account, redraw and VISA debit card+ access (monthly fees apply) are available after the construction period has been completed. - [Prime Construction Loan - Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP03012) — Our construction home loan options provide interest only repayments during the construction period (max 18 months) with access to our online loan portal and the freedom to make additional repayments. 100% interest offset sub-account, redraw and VISA debit card+ access (monthly fees apply) are available after the construction period has been completed. - [Prime Construction Loan - Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP03011) — Our construction home loan options provide interest only repayments during the construction period (max 18 months) with access to our online loan portal and the freedom to make additional repayments. 100% interest offset sub-account, redraw and VISA debit card+ access (monthly fees apply) are available after the construction period has been completed. ## Personal Loans (2) Unsecured and secured personal lending. - [Secured consumer loan - Pepper Lite](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP07090) — Our Secured Consumer Loan - Pepper Lite allows you to purchase a vehicle or other acceptable assets, with the asset to be used as security for the loan. The loan provides certainty through a fixed interest rate and fixed monthly repayments, while offering the option of no account keeping, account closing, or early termination fees. - [Secured consumer loan (asset finance)](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP07060) — Our Secured Consumer Loan allows you to purchase a vehicle or other acceptable assets, with the asset to be used as security for the loan. The loan provides certainty to you as you repay the loan over an agreed term with a fixed interest rate and fixed monthly repayments. ## Business Loans (5) Lending for businesses of all sizes. - [Prime Non-standard regulated consumer loan (CRE Loan) - Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP05012) — Our variable rate home loan options give you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for a 100% interest offset sub-account. - [Prime Non-standard regulated consumer loan (CRE Loan) - Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP05011) — Our variable rate home loan options give you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for a 100% interest offset sub-account. - [Near Prime Non-standard regulated consumer loan (CRE Loan) - Near Prime Alt Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP06032) — Our variable rate home loan options give you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for a 100% interest offset sub-account. - [Near Prime Non-standard regulated consumer loan (CRE Loan) - Near Prime Full Doc](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP06031) — Our variable rate home loan options give you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for a 100% interest offset sub-account. - [Secured commercial loan](https://www.cdrcompare.au/brands/pepper-money-a67e5f/products/PEP07080) — Our Secured Commercial Loan provides you with the ability to buy a range of acceptable assets such as vehicles, equipment, yellow goods, or machinery to support your business. The asset is the security for the loan. You will have fixed monthly repayments and agreed loan terms. ## Data provenance - Data published by Pepper Money under the Consumer Data Right - ABN 55094317665 - CDR Register entry updated: 28 August 2026 - Provider Product Reference Data endpoint: https://api.openbanking.prod.peppermoney.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/pepper-money-a67e5f) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)