Plenti HEUF Green Loan
Unsecured fixed-rate green loans for eligible home energy upgrades available under the CEFC Household Energy Upgrades Fund (HEUF). Finance the purchase and installation of approved renewable energy equipment including battery storage. Not available for solar-only installations. Credit subject to approval.
- From
- 6.99%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 15 years Lowest rate generally available for applicants eligible for this product and who agree to join a VPP via GreenConnect. Assumes monthly payments in arrears. The actual rate offered may be higher depending on the loan term selected by the applicant. | 6.99% | — | — |
| Fixed · 15 years Lowest rate generally available for applicants eligible for this product who do not join a VPP via GreenConnect. Assumes monthly payments in arrears. The actual rate offered may be higher depending on the loan term selected by the applicant. | 7.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Credit Assistance Fee For loan terms of up to 10 years. | Upfront | $350.00 |
| Account Management Fee Charged monthly · Also known as the monthly fee | Ongoing | $8.99 |
| Expedited Loan Transfer Fee Optional fee charged if borrower uses the Expedited Loan Transfer service to receive same-day funds | Event | $40.00 |
| Direct Debit Dishonour Fee Payable where a direct debit repayment is dishonoured. | Dishonour | $25.00 |
| Variation Fee Payable when you ask to move a monthly repayment | Variation | $30.00 |
| Arrears Fee A fee which is payable weekly while the loan account is in arrears, with the amount as specified in your loan contract. Ranges from $7 to $20. | Late payment | $7.00 – $20.00 |
| Credit Assistance Fee For loan terms of more than 10 years. |
Features
- Extra repayments
- Make extra repayments at any time with no fee
- Digital banking
- Manage your loan online via the Plenti borrower portal at members.plenti.com.au
Eligibility
- Individuals only
- Minimum age — 18 yearsMust be 18 years or older
- Residency status — Must be an Australian resident
- The residential property where the upgrade is installed must be valued at $2,500,000 or less
- For loans of 10 years or more, a battery must be purchased with a minimum capacity of 5kWh and a warranty period equal to or greater than the loan term
- Product cannot be used to finance solar panels without an accompanying eligible upgrade such as battery storage.
- Must have a clear credit file
- Employment status — Must be employed >25 hours a week, a self-funded retiree or receiving a government pension
Constraints
- Maximum limit — $50,000.00Maximum loan amount $50,000
- Minimum limit — $2,001.00Minimum loan amount $2,001
- Loan terms range from 3 years (P3Y) to 15 years (P15Y). Loan term availability may vary depending on the type of renewable energy equipment financed.
- Available only to finance eligible home energy upgrades under the CEFC Household Energy Upgrades Fund (HEUF).
- Applicants must be referred or introduced to Plenti via an accredited third party
More Information
Published by Plenti under the Consumer Data Right · Last updated 10 July 2026 · Product ID 271b4ee6-7355-4a91-8c12-5f8ecb777c25