Credit Card
Credit & Charge CardsData Sharing Status
A Low Rate VISA Credit Card with a low annual fee and up to 55 days interest free period on purchases.
- Purchase rate
- 10.76%
- Annual fee
- $30.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 10.76% | — | — |
| Cash advance | 10.76% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Visa Credit Card Annual Fee Charged yearly | Ongoing | $30.00 |
| Document Retrieval Fee Minimum $22.77 per hour retrieval fee and minimum $30.00 per hour administrative fee. | Event | $0.00 |
| Bank Draft Per Draft | Event | $15.00 |
| Bank@Post Cash Withdrawal fee Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits | Withdrawal | $2.00 |
| Visa Voucher Request Payable per Visa voucher requested. | Event | $16.50 |
| Third Party Costs At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request. | Event | $0.00 |
| ATM Balance Enquiry fee At Cost |
Features
- Periodical Payments. Can set up Periodical Payments
- Interest-free period — 55 days
- Direct Credits. Set regular payments like your pay sent straight to your account
- PayID
- Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.
- PayID
- Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.
- Digital wallet — Google Pay
- Pay with your Police Bank Visa Debit Cards using Google Pay
- Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™
Eligibility
- Residency status — Australian Citizens
- Residency status — Australian Residents
- Minimum age — 18 years
- Individuals only
More Information
Published by Police Bank under the Consumer Data Right · Last updated 21 May 2026 · Product ID c2455d26-e138-4804-b59f-eccfef6df1ee · View on CDR.gov.au