---
title: "Personal Loan — Police Bank"
description: "Personal Loans from Police Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/police-bank/products/dfa85572-0bb0-4ebd-924a-e3a4a292ff13
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T23:41:58.5Z
---

# Personal Loan — Police Bank

> Personal Loans from Police Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes. You can also refinance or consolidate your loans from other lenders.

## At a glance

- **From:** 6.99% (7.13% comparison)

## Apply

Applications are handled by the provider: [Apply at Police Bank](https://www.policebank.com.au/forms/apply-personal-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (Driveaway Car Loan Fixed Rate - Fixed Rate Terms: 1-7 Years - L9-C3) | 6.99% | 7.13% | — |
| Variable (Standard Regulated L9-C1) | 9.99% | 10.13% | — |
| Fixed · 7 years (Fixed Rate Personal Loan - Fixed Rate Terms: 1-7 Years - L89-C1) | 12.99% | 13.14% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| PPSR — At Cost. Certain loans will require us to use the services of PPSR. If we do so, the following may be payable: • PPSR Registration Fee • PPSR Financier Interest Enquiry • PPSR Variation of Interest | Upfront | $0.00 |
| Late Payment Fee — Charged where the whole or any part of your loan repayment remains unpaid after 14 days past the due date. Applies to all Police Bank loans and continuing credit accounts. | Event | $10.00 |
| Additional Statement Fee — $5 for Archive Retrieval and $1.50 per page. Payable when you request an additional statement. | Event | $5.00 |
| Personal Loan Establishment fee — Payable when your loan is funded | Upfront | $98.00 |
| Arrears Letter Fee — Payable when we send you an arrears letter asking you to remedy an arrears under a loan contract. | Event | $6.50 |
| Overdrawn Account Fee — Payable when you exceed your credit limit by $75 or more within a calendar month. Interest will also be charged on any amount overdrawn in excess of the approved credit limit at the then current annual percentage rate | Event | $15.00 |
| Default Notice Fee — Payable when we send you a default notice under a loan contract when an arrears remains unremedied after we have sent you an arrears letter. | Event | $21.50 |

## Features

- **Reduced Fees Program. Your Police Bank Personal Loan may contribute to our Reduced Fees Program, helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.**
- **Unlimited free additional repayments**
- **No Monthly Account Keeping Fees**
- **Redraw facility** (Fee free Redraw. Only available on Variable)
- **Confirmation Of Payee**

## Eligibility

- **Residency status** — Australian Citizens
- **Residency status** — Australian Residents
- **Minimum age** — 18 years

## Constraints

- **Minimum limit** — $5,000.00

## More information from Police Bank

- [Overview](https://www.policebank.com.au/forms/apply-personal-loan)
- [Eligibility](https://cdn.mediavalet.com/aunsw/policebank/CiNibR1BokuMQLtY4oQSbQ/-yZctoUq_06UN6gD-wiNvw/Original/PBPL_Personal-Loan-TMD.pdf)

## Data provenance

- Published by Police Bank under the Consumer Data Right
- Product ID: `dfa85572-0bb0-4ebd-924a-e3a4a292ff13`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/police-bank/dfa85572-0bb0-4ebd-924a-e3a4a292ff13
- Provider page: https://www.cdrcompare.au/brands/police-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000391

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/police-bank/products/dfa85572-0bb0-4ebd-924a-e3a4a292ff13) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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