Police Value Home Loan
Helping Police Officers with a low rate home loan that has a great range of features to help pay off your home sooner.
- From (owner occupied)
- 6.04%
- 6.11% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Owner Occupied P&I LVR<60% C13 | 6.04% | 6.11% | <60 |
| Variable Owner Occupied P&I LVR 60%-90% C14 | 6.09% | 6.16% | 60-90 |
| Fixed · 3 years Owner Occupied P&I LVR<60% 3 Yr C13 | 6.14% | 6.14% | <60 |
| Fixed · 3 years Owner Occupied P&I LVR 60%-90% 3 Yr C14 | 6.14% | 6.18% | 60-90 |
| Fixed · 1 year Owner Occupied P&I LVR<60% 1 Yr C13 | 6.24% | 6.13% | <60 |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Product Split Fee Charged monthly · $7 per additional product per month during the period of the split, debited to the account for the other product each month. | Ongoing | $7.00 |
| Mortgage Discharge Fee Payable when you ask us to prepare a discharge of mortgage. Note: This fee does not include registration costs for the land titles office | Exit | $294.00 |
| Additional Statement Fee $5.00 + $1.50 per page, payable when you request an additional statement. | Other | From $0.00 |
| Excess Valuation fee At Cost. Payable if and when the costs of valuing your security property/ies exceeds $300 in aggregate over the term of the loan. Calculated as an amount of the excess. | Event | From $0.00 |
| Establishment fee | Upfront | $600.00 |
| Arrears Letter Fee Payable when we send you an arrears letter asking you to remedy an arrears under a loan contract. | Event | $6.50 |
Features
- Offset account
- Not Available for Fixed Loans or Interest Only
- Redraw facility
- Fee Free redraw
- Available for the ACT Rent Land Scheme
- Extra repayments
- Unlimited free additional repayments - Up to $9,999 per calendar year for the fixed term
- Confirmation Of Payee
- Split loan
Eligibility
- Individuals only
- Police Value Home Loan only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia. This includes NSW Police Association (including Associate members), and the Australian Federal Police Association.
- Minimum age — 18 years
- Residency status — Australian Residents
- Residency status — Australian Citizen
Constraints
- Minimum limit — $50,000.00
- Maximum LVR — 95%
More Information
Published by Police Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID e90d86eb-0cba-44f9-84b0-de05030cade4 · View on CDR.gov.au · View Source Data (JSON)