Low Rate Home Loan - First Home Buyer
Low Rate Home Loan - First Home Buyer
- From (owner occupied)
- 5.89%
- 5.93% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 5.89% | 5.93% | LVR <95% |
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_PROPERTY_CREDIT_PACKAGE_FEE is charged for establishing all home loans with the exception of Commercial Loans
| Upfront | $420.00 |
| APPLICATION_FEE_SPLIT_LOAN in addition to any other Application or Package Fee applicable to loan(s) in question | Upfront | $50.00 |
| APPLICATION_FEE_FURTHER_ADVANCE | Upfront | $275.00 |
| BANK_CHEQUE_FEE Per cheque - Purchase of a bank cheque for settlement | Payment | $12.00 |
| CONVEYANCER'S_/_SOLICITOR'S_FEE Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. Covers preparation of mortgage documents, and attendance at settlement. | Cash advance | $141.64 |
Features
- Digital banking
- Real-time payments (NPP)
- PayID
- Redraw facility
- Offset account
- Extra repayments
Eligibility
- Residency status
- Minimum age — 18 years
Constraints
- Minimum balance — $200,000.00
More Information
Published by Police Credit Union Ltd under the Consumer Data Right · Last updated 1 July 2026 · Product ID FHB_LRHL_MAX_95_LVR · View on CDR.gov.au