Redi Access Overdraft Account
Personal Overdraft
- From
- 13.99%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 13.99% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Redi Access Overdraft Account_Tier_1 | monthly |
| Variable | 0% | Redi Access Overdraft Account_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEE is charged for establishing all personal loans with the exception of Personal Loan Line of Credit
| Upfront | $195.00 |
| APPLICATION_FEE_PERSONAL_LOAN_LOAN_OF__CREDIT charged for processing a credit application | Upfront | $195.00 |
| PERSONAL_PROPERTY_SECURITY_REGISTER_FEE Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over) | Payment | $8.00 |
| TITLE_SEARCH_(SA) Per search - provides a copy of the title of the property | Cash advance | $35.50 |
| TITLE_SEARCH_(NT) Per Search - provides a copy of the title to the property | Cash advance | $55.78 |
Features
- Card access — Visa Debit Card
- Digital banking
- Digital wallet — Apple Pay, Samsung Pay, Google Pay
- Real-time payments (NPP)
- PayID
- Overdraft available
- Free transaction allowance
Eligibility
- Minimum age — 18 years
- Residency status
- Minimum income
More Information
Published by Police Credit Union Ltd under the Consumer Data Right · Last updated 21 November 2025 · Product ID Redi_Access_Overdraft_Account · View on CDR.gov.au