---
title: "Secured Non-Property Term Loan Variable — Police Credit Union Ltd"
description: "Business Loans from Police Credit Union Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/police-credit-union-ltd/products/SEC_NON-PROP_TERM_LOAN
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-26T14:02:09.000+09:30
---

# Secured Non-Property Term Loan Variable — Police Credit Union Ltd

> Business Loans from Police Credit Union Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · POLICE CREDIT UNION LIMITED**

Secured Non-Property Term Loan Variable

## At a glance

- **From (investment):** 7.65% (Variable)

## Apply

Applications are handled by the provider: [Apply at Police Credit Union Ltd](https://www.policecu.com.au/PCUDocuments/Credit_Application_Form_New_Home_Loans_and_Refinance.pdf)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.65% | — | LVR <80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| BANK_CHEQUE_FEE — Per cheque - Purchase of a bank cheque for settlement | Payment | $12.00 |
| REGISTRATION_FEE — Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title. | Cash advance | $198.00 |
| REGISTRATION_FEE_(NT) — Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title. | Cash advance | $176.00 |
| TITLE_SEARCH_(SA) — Per search - provides a copy of the title of the property | Cash advance | $35.50 |
| TITLE_SEARCH_(NT) — Per Search - provides a copy of the title to the property | Cash advance | $55.78 |
| DOCUMENT_SEARCH — Per search - provides a duplicate copy of a registered document from Property Assist | Cash advance | $11.50 |
| VALUATION_FEE — From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer. | Cash advance | $205.00 |
| VALUATION_FEE_(NT) — from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000 | Cash advance | $205.00 |
| BUSINESS_BANKING_CONVEYANCER'S/SOLICITORS_FEE — Covers preparation of mortgage documents, | Event | $350.00 |
| BUSINESS_BANKING_FURTHER_ADVANCE_FEE | Upfront | $500.00 |
| BUSINESS_BANKING_VARIATION_OF_SECURITY_FEE — Payable when ever we consent to the substitution of the mortgaged property. | Event | $250.00 |
| COMMERCIAL_LOAN_APPLICATION_FEES | Upfront | $500.00 |
| DEED_OF_PRIORITY_FEE — Payable whenever we prepare a Deed of Priority. | Event | $110.00 |
| DEFAULT_FEE — Payable whenever your repayments become in arrears by 15 days or more. | Event | $15.00 |
| DEMAND_FEE — Payable whenever we send you a notice demanding that you remedy a default under your contract. | Event | $50.00 |
| DISCHARGE_OF_MORTGAGE_FEE/SECURITY_DISCHARGE_ADMIN_FEE — Administration cost payable whenever we prepare to discarge a mortage at your request. | Event | $150.00 |
| DISHONOUR_FEE — Payable whenever a direct debit, cheque or payment order to your account is declined or dishonoured. | Event | $15.00 |
| DOCUMENT_PREPARATION_FEE — Payable whenever we prepare more than three documents. | Event | $150.00 |
| RENEGOTIATION/REVIEW_FEE — Payable whenever we renegotiate, vary or review your loan facilities. | Event | $500.00 |
| VOUCHER/DOCUMENT_SEARCH_FEE — Payable per search | Upfront | $20.00 |
| WRITTEN_NOTICE_FEE — Payable whenever we send you a notice that your repayments are in arrears or your account is overdrawn. | Event | $25.00 |
| PROGRESSIVE_DRAWDOWN_FEE — Payable when we make a number of progressive payments to fund your loan amount, typically for construction or major renovation finance. Payable upon initial disbursement of your loan. | Event | $500.00 |

## Features

- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Residency status**
- **Minimum age** — 18 years
- **Business customers**

## More information from Police Credit Union Ltd

- [Overview](https://www.policecu.com.au/product-type/business-lending/)
- [Terms & conditions](https://www.policecu.com.au/rates/)
- [Eligibility](https://www.policecu.com.au/rates/)
- [Fees & pricing](https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Business_Banking_Credit.pdf)
- [Bundle information](https://www.policecu.com.au/rates/)

## Data provenance

- Published by Police Credit Union Ltd under the Consumer Data Right
- Product ID: `SEC_NON-PROP_TERM_LOAN`
- Last updated by the provider: 26 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/police-credit-union-ltd/SEC_NON-PROP_TERM_LOAN
- Provider page: https://www.cdrcompare.au/brands/police-credit-union-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000188

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/police-credit-union-ltd/products/SEC_NON-PROP_TERM_LOAN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)