---
title: "Business Car Loan — Power Alliance Finance"
description: "Business Loans from Power Alliance Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/power-alliance-finance/products/38
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-03T10:17:27Z
---

# Business Car Loan — Power Alliance Finance

> Business Loans from Power Alliance Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Our business car loans can help finance a vehicle on terms which accommodate you and your business.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Account Payment Card Fee — This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments. | Replacement | $5.00 |
| Business Vehicle Loan Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early.   This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable |
| Establishment Fee — The cost to set-up your approved loan is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Request Fee — This fee applies if you request contract documentation from Power Alliance Finance. You can avoid this fee by logging in to Power Alliance Finance Online where you can view, download, and print your loan documentation online without incurring this fee. | Event | $25.00 |
| Late Payment Fee — 30 · This fee applies if you’re late or miss a repayment, and your account goes into arrears. Power Alliance Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us. | Late payment | $25.00 |
| Dealer Origination Fee — This fee covers the dealership’s cost of preparing your finance application on Power Alliance Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to you.   They’ll ensure you understand the requirements of the loan, and will arrange all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $979.00 |
| Payment Dishonour Fee — This fee applies if your Direct Debit or Cheque payment is dishonoured.  You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by contacting us. | Dishonour | $3.25 |
| Payment Method Fee - BPay — This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $1.50 |
| Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit) — This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $3.00 |
| Vehicle Security Registration Fee — The cost of registering Power Alliance Finance’s security interest on your vehicle on the Australian Government’s Personal Property Securities Register.   This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 |

## Features

- **Fixed interest rate: Your interest rate is fixed for the duration of your car loan, so there’s never any surprises in your repayments.**
- **Choice of car loan terms: From one to seven years.**
- **New, demonstrator or used vehicle (up to 16 years old): Your vehicle can be any make or model from your preferred Power Alliance Finance dealer, so you can choose the car that’s right for you and your business.**
- **Balloon payment option: You choose a balloon payment for lower monthly repayments with a lump sum at the end of your car loan.**
- **Tax benefits: GST-registered business? You may be able to claim tax deductions on interest and depreciation of your car loan.**
- **Digital banking** (A customer self service online portal: A handy online portal for you to access information and manage your car loan.)
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Business customers**

## Constraints

- **Minimum limit** — $5,000.00
- **Minimum loan term 12 months**
- **Maximum loan term 84 months**

## More information from Power Alliance Finance

- [Overview](https://www.poweralliancefinance.com.au/business-car-loan)

## Data provenance

- Published by Power Alliance Finance under the Consumer Data Right
- Product ID: `38`
- Last updated by the provider: 3 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/power-alliance-finance/38
- Provider page: https://www.cdrcompare.au/brands/power-alliance-finance

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/power-alliance-finance/products/38) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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