Qantas Money Everyday Credit Card
The Product is a low annual fee rewards credit card that provides Individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.
- Purchase rate
- 20.99%
- Annual fee
- $99.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Retail Purchase Rate | 20.99% | — | — |
| Cash advance Cash Advance Rate | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Fee Charged yearly | Ongoing | $99.00 |
| Additional Cardholder Fee Charged yearly | Ongoing | $25.00 |
| Late Payment Fee Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. | Late payment | $30.00 |
| Domestic Cash Advance Fee $3.00 per transaction amount or 3% of the transaction amount whichever is higher | Cash advance | 3% of transaction |
| International Cash Advance Fee For a Cash Advance outside Australia, debited to your Account on the date the Cash Advance takes place. This fee is in addition to any International Transaction Fee. | Cash advance | $5.00 |
| International Transaction Fee 3% of the transaction amount when you make any purchase or cash advance | Transaction | 3% of transaction |
Features
- Additional cards — up to 4
- Unlimited transactions
- Balance transfers — Eligibility criteria and terms and conditions apply
- Interest-free period — 44 days
- Digital banking
- Qantas Money Credit Cards Online
- Digital banking
- Qantas Money Credit Cards App
- Insurance included — Complimentary Travel Insurance
- Loyalty program
Eligibility
- Minimum age — 18 years
- Minimum income — $35,000.00 p.a.
- Residency status — Must be a permanent Australian resident
- Individuals only
- Must have Australian mobile
- Must have Australian residential address
- You must be a Qantas Frequent Flyer member. —
Constraints
- Maximum limit — $30,000.00
- Minimum limit — $4,000.00
More Information
Published by Qantas Money Credit Cards under the Consumer Data Right · Last updated 27 April 2026 · Product ID 3c2e5891-989b-4722-bc22-c30cb30137b6 · View on CDR.gov.au