---
title: "Qantas Money Platinum Credit Card — Qantas Money Credit Cards"
description: "Credit & Charge Cards from Qantas Money Credit Cards. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qantas-money-credit-cards/products/9da83225-c177-4d60-9475-fb0d2c7a74b4
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-27T00:12:00Z
---

# Qantas Money Platinum Credit Card — Qantas Money Credit Cards

> Credit & Charge Cards from Qantas Money Credit Cards. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary travel insurance, with up to 44 days interest free on retail purchases and an annual fee.

## At a glance

- **Purchase rate:** 20.99%
- **Annual fee:** $399.00

## Apply

Applications are handled by the provider: [Apply at Qantas Money Credit Cards](https://www.qantasmoney.com/credit-cards)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase (Retail Purchase Rate) | 20.99% | — | — |
| Cash advance (Cash Advance Rate) | 21.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Fee — Charged yearly · $349 first year only | Ongoing | $399.00 |
| Additional Cardholder Fee — Charged yearly | Ongoing | $50.00 |
| Late Payment Fee — 2 · Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. | Late payment | $30.00 |
| Domestic Cash Advance Fee — $3.00 per transaction or 3% of the transaction amount whichever is higher | Cash advance | 3% of transaction |
| International Cash Advance Fee — $5 per transaction For a Cash Advance outside Australia, debited to your Account on the date the Cash Advance takes place. This fee is in addition to any International Transaction Fee. | Cash advance | $5.00 |
| International Transaction Fee — 3% of the transaction amount when you make any purchase or cash advance | Transaction | 3% of transaction |
| Over-the-Counter Transaction Fee — $2.50 when you make a payment at an Australia Post outlet | Payment | $2.50 |
| Paper Statement Fee — $2 for each paper statement we send you | Event | $2.00 |

## Features

- **Additional cards** — up to 4
- **Unlimited transactions**
- **Balance transfers** — Eligibility criteria and terms and conditions apply
- **Interest-free period** — 44 days
- **Digital banking** (Qantas Money Credit Cards Online)
- **Digital banking** (Qantas Money Credit Cards App)
- **Discounts on other products** — 2x Complimentary Lounge Invitations
- **Discounts on other products** — Discounted Companion Fares
- **Insurance included** — Complimentary Travel Insurance
- **Loyalty program** — Qantas Frequent Flyer
- **Concierge service** —  
- **MasterCard ID Theft Protection** —  
- **Digital wallet** — Contactless payments using Apple Pay & Google Pay
- **Fraud protection** (MasterCard Zero Liability)
- **Instalment plan** — Eligibility criteria and terms and conditions apply

## Eligibility

- **Minimum age** — 18 years
- **Minimum income** — $35,000.00 p.a.
- **Residency status** — Must be a permanent Australian resident
- **Individuals only**
- **Must have Australian mobile** — Must have Australian mobile
- **Must have Australian residential address** — Must have Australian residential address
- **You must be a Qantas Frequent Flyer member.** — Must be a Qantas Frequent Flyer member

## Constraints

- **Maximum limit** — $100,000.00
- **Minimum limit** — $6,000.00

## More information from Qantas Money Credit Cards

- [Overview](https://www.qantasmoney.com/credit-cards/platinum)
- [Terms & conditions](https://qantasmoney.com/terms-and-forms)
- [Eligibility](https://www.qantasmoney.com/credit-cards/platinum)
- [Fees & pricing](https://www.qantasmoney.com/credit-cards/platinum#fees-rates)

## Data provenance

- Published by Qantas Money Credit Cards under the Consumer Data Right
- Product ID: `9da83225-c177-4d60-9475-fb0d2c7a74b4`
- Last updated by the provider: 27 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qantas-money-credit-cards/9da83225-c177-4d60-9475-fb0d2c7a74b4
- Provider page: https://www.cdrcompare.au/brands/qantas-money-credit-cards
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000167

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qantas-money-credit-cards/products/9da83225-c177-4d60-9475-fb0d2c7a74b4) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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