Qantas Money Titanium Credit Card
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.
- Purchase rate
- 20.99%
- Annual fee
- $1,200.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Retail Purchase Rate | 20.99% | — | — |
| Cash advance Cash Advance Rate | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Fee Charged yearly | Ongoing | $1,200.00 |
| Additional Cardholder Fee Charged yearly | Ongoing | $100.00 |
| Late Payment Fee Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. | Late payment | $30.00 |
| Domestic Cash Advance Fee Under $100 – $3 and $100 or more – 3% of the transaction amount | Cash advance | 3% of transaction |
| International Cash Advance Fee When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable. | Cash advance | $5.00 |
| International Transaction Fee 3% of the transaction amount when you make any purchase or cash advance | Transaction | 3% of transaction |
Features
- Additional cards — up to 4
- Unlimited transactions
- Balance transfers — Eligibility criteria and terms and conditions apply
- Interest-free period — 44 days
- Digital banking
- Qantas Money Credit Cards Online
- Digital banking
- Qantas Money Credit Cards App
- Insurance included — Complimentary Travel Insurance
- Discounts on other products
Eligibility
- Minimum age — 18 years
- Minimum income — $200,000.00 p.a.
- Residency status — Must be a permanent Australian resident
- Individuals only
- You must be a Qantas Frequent Flyer member. — Must be a Qantas Frequent Flyer member
- Austrlaian residential address — Austrlaian residential address
- Austrlaian mobile — Austrlaian mobile
Constraints
- Maximum limit — $100,000.00
- Minimum limit — $15,000.00
More Information
Published by Qantas Money Credit Cards under the Consumer Data Right · Last updated 27 April 2026 · Product ID 9db7d421-cc03-4dca-af57-05cbe5f183e2 · View on CDR.gov.au