---
title: "Qantas Money Titanium Credit Card — Qantas Money Credit Cards"
description: "Credit & Charge Cards from Qantas Money Credit Cards. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qantas-money-credit-cards/products/9db7d421-cc03-4dca-af57-05cbe5f183e2
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-27T00:12:00Z
---

# Qantas Money Titanium Credit Card — Qantas Money Credit Cards

> Credit & Charge Cards from Qantas Money Credit Cards. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.

## At a glance

- **Purchase rate:** 20.99%
- **Annual fee:** $1,200.00

## Apply

Applications are handled by the provider: [Apply at Qantas Money Credit Cards](https://www.qantasmoney.com/credit-cards)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase (Retail Purchase Rate) | 20.99% | — | — |
| Cash advance (Cash Advance Rate) | 21.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Fee — Charged yearly | Ongoing | $1,200.00 |
| Additional Cardholder Fee — Charged yearly | Ongoing | $100.00 |
| Late Payment Fee — 2 · Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. | Late payment | $30.00 |
| Domestic Cash Advance Fee — Under $100 – $3 and $100 or more – 3% of the transaction amount | Cash advance | 3% of transaction |
| International Cash Advance Fee — When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable. | Cash advance | $5.00 |
| International Transaction Fee — 3% of the transaction amount when you make any purchase or cash advance | Transaction | 3% of transaction |
| Over-the-Counter Transaction Fee — When you make a cash payment at Australia Post | Event | $2.50 |
| Paper Statement Fee | Event | $2.00 |

## Features

- **Additional cards** — up to 4
- **Unlimited transactions**
- **Balance transfers** — Eligibility criteria and terms and conditions apply
- **Interest-free period** — 44 days
- **Digital banking** (Qantas Money Credit Cards Online)
- **Digital banking** (Qantas Money Credit Cards App)
- **Insurance included** — Complimentary Travel Insurance
- **Discounts on other products** — Lounge Invitations
- **Discounts on other products** — Flight Discounts
- **Discounts on other products** — Qantas Wine Premium Membership
- **Loyalty program** — Qantas Frequent Flyer
- **20% bonus Status Credits when you book and pay for eligible Qantas flights using your card**
- **Dedicated Concierge** —  
- **Earn up to 20,000 points through the Qantas Wellbeing App** —  
- **Instalment plan** — Eligibility criteria and terms and conditions apply
- **Digital wallet** — Contactless payments using Apple Pay & Google Pay

## Eligibility

- **Minimum age** — 18 years
- **Minimum income** — $200,000.00 p.a.
- **Residency status** — Must be a permanent Australian resident
- **Individuals only**
- **You must be a Qantas Frequent Flyer member.** — Must be a Qantas Frequent Flyer member
- **Austrlaian residential address** — Austrlaian residential address
- **Austrlaian mobile** — Austrlaian mobile

## Constraints

- **Maximum limit** — $100,000.00
- **Minimum limit** — $15,000.00

## More information from Qantas Money Credit Cards

- [Overview](https://www.qantasmoney.com/credit-cards/titanium)
- [Terms & conditions](https://qantasmoney.com/terms-and-forms)
- [Eligibility](https://www.qantasmoney.com/credit-cards/titanium)
- [Fees & pricing](https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates)

## Data provenance

- Published by Qantas Money Credit Cards under the Consumer Data Right
- Product ID: `9db7d421-cc03-4dca-af57-05cbe5f183e2`
- Last updated by the provider: 27 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qantas-money-credit-cards/9db7d421-cc03-4dca-af57-05cbe5f183e2
- Provider page: https://www.cdrcompare.au/brands/qantas-money-credit-cards
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000167

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qantas-money-credit-cards/products/9db7d421-cc03-4dca-af57-05cbe5f183e2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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