QANTAS Money Basic Home Loan
For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).
- From (owner occupied)
- 6.03%
- 6.09% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.03% | 6.09% | LVR |
| Variable | 6.08% | 6.14% | LVR |
| Variable | 6.18% | 6.25% | LVR |
| Variable | 6.23% | 6.3% | LVR |
| Fixed · 1 year | 6.44% | 6.32% | LVR |
| Fixed · 3 years | 6.44% | 6.36% | LVR |
| Fixed |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $150.00 |
| Application Fee | Upfront | $345.00 |
| Security Processing Fee | Upfront | $0.00 |
| Settlement Service Fee | Upfront | $345.40 |
| Monthly Service Fee Charged monthly · This fee is charged to cover the regular administration and servicing required for your loan | Ongoing | $0.00 |
| Bank Cheque Fee | Event | $10.00 |
| Online Redraw Fee Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
Features
- Redraw facility
- Manual & Online redraw available
- Monthly repayments only
- Extra repayments
- Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty.
- Bonus rewards — 100000
- Qantas Frequent Flyer members will earn 100,000 Qantas Points upon settlement of their Qantas Money Home Loan. Members will earn the annual bonus of 100,000 Qantas Points three months after the settlement anniversary of their Qantas Money Home Loan for up to 30 years. Both upfront and ongoing points will be credited to the member’s Qantas Frequent Flyer account within 8 weeks of the Qantas Points being earned, provided the loan is in compliance with the Qantas Money Home Loans Points Eligibility Policy, not in arrears or default and the loan is not the subject of hardship relief or assistance. For joint applicants, the Qantas Points by default will be awarded to the primary applicant annually unless the primary applicant opts to either split the points between the secondary and primary applicants or award the points in full to the secondary applicant. Limits apply. A member may only take out a loan and earn Qantas Points for up to a maximum of one owner occupied property and five investment properties (depending on individual circumstances). Please contact us if you wish to apply for loans for six properties
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
Constraints
- Minimum limit — $300,000.00
- Maximum LVR — 80%
More Information
Published by Qantas Money Home Loans under the Consumer Data Right · Last updated 16 July 2026 · Product ID 40a80249-5ea9-402d-9d43-218a7fd62546 · View on CDR.gov.au