---
title: "1 Year Fixed Home Loan — QBANK"
description: "Home Loans from QBANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qbank/products/1YearFixedHomeLoan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T20:19:31.000+10:00
---

# 1 Year Fixed Home Loan — QBANK

> Home Loans from QBANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

1 Year Fixed Home Loan

## At a glance

- **From (owner occupied):** 6.44% (7.93% comparison)

## Apply

Applications are handled by the provider: [Apply at QBANK](https://www.qbank.com.au/apply-online)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year | 6.44% | 7.93% | LVR <95% |

### Investment — Any repayment type

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year | 6.64% | 8.31% | LVR <95% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| HOME_LOAN_ESTABLISHMENT_FEE — waived on the classic plus package | Upfront | $700.00 |
| STANDARD_SETTLEMENT_FEE — Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |
| CONSTRUCTION_SETTLEMENT_FEE — Applies once only per construction loan facility | Upfront | $295.00 |
| SPLIT_LOAN_FEE — Applies per additional loan split and waived on the classic plus package | Event | $25.00 |
| FIXED_INTEREST_RATE_CAP_FEE — Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement. | Event | 0.15% of balance |
| PAPER_REDRAW_FEE — Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | Event | $25.00 |

## Features

- **Extra repayments** (No penalty for extra repayments up to $30,000.00)
- **No monthly fees**
- **Insurance included** — 20% off a new home insurance policy
- **We've got your valuation and mortgage legal fees covered up to the value of $700**
- **Redraw facility** (Free online redraw for P&I loans)
- **Split Loan**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Permanent Australian residents or Australian citizens (Residing in Australia or overseas, where the security provided is in Australia)

## Constraints

- **Minimum limit** — $150,000.00

## More information from QBANK

- [Overview](https://qbank.com.au/loans-credit-cards/home-loans/home-loan-options/)
- [Terms & conditions](https://www.qbank.com.au/other-content/general-information-terms-conditions/)
- [Eligibility](https://www.qbank.com.au/membership/who-can-join/)
- [Fees & pricing](https://www.qbank.com.au/rates-fees)

## Data provenance

- Published by QBANK under the Consumer Data Right
- Product ID: `1YearFixedHomeLoan`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qbank/1YearFixedHomeLoan
- Provider page: https://www.cdrcompare.au/brands/qbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000210

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qbank/products/1YearFixedHomeLoan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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