2 Year Fixed Home Loan
Home LoansData Sharing Status
2 Year Fixed Home Loan
- From (owner occupied)
- 6.54%
- 7.79% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years | 6.54% | 7.79% | LVR <95% |
Investment — Any repayment type
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years | 6.74% | 8.15% | LVR <95% |
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_ESTABLISHMENT_FEE waived on the classic plus package | Upfront | $700.00 |
| STANDARD_SETTLEMENT_FEE Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |
| CONSTRUCTION_SETTLEMENT_FEE Applies once only per construction loan facility | Upfront | $295.00 |
| SPLIT_LOAN_FEE Applies per additional loan split and waived on the classic plus package | Event | $25.00 |
| FIXED_INTEREST_RATE_CAP_FEE Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement. | Event | 0.15% of balance |
| PAPER_REDRAW_FEE Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | Event | $25.00 |
Features
- Extra repayments
- No penalty for extra repayments up to $30,000.00
- No monthly fees
- Insurance included — 20% off a new home insurance policy
- We've got your valuation and mortgage legal fees covered up to the value of $700
- Redraw facility
- Free online redraw for P&I loans
- Split Loan
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Permanent Australian residents or Australian citizensResiding in Australia or overseas, where the security provided is in Australia
Constraints
- Minimum limit — $150,000.00
More Information
Published by QBANK under the Consumer Data Right · Last updated 22 May 2026 · Product ID 2YearFixedHomeLoan · View on CDR.gov.au · View Source Data (JSON)