Classic Home Loan
Home LoansData Sharing Status
Classic Home Loan
- From (owner occupied)
- 6.04%
- 6.06% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.04% | 6.06% | LVR <60% |
| Variable | 6.09% | 6.11% | LVR <70% |
| Variable | 6.14% | 6.16% | LVR <80% |
| Variable | 6.39% | 6.41% | LVR <90% |
| Variable | 6.39% | 6.41% | First Home Buyer Scheme |
| Variable | 6.69% | 6.71% | LVR <95% |
Investment — Any repayment type
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_ESTABLISHMENT_FEE waived on the classic plus package | Upfront | $700.00 |
| STANDARD_SETTLEMENT_FEE Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |
| CONSTRUCTION_SETTLEMENT_FEE Applies once only per construction loan facility | Upfront | $295.00 |
| PAPER_REDRAW_FEE Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | Event | $25.00 |
| TOP_UP_FEE Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package | Event | $200.00 |
| ADDITIONAL_SECURITY_FEE Applies to each additional security within a loan facility. | Event | $185.00 |
| SPLIT_LOAN_FEE |
Features
- Extra repayments
- No penalty for extra repayments
- We've got your valuation and mortgage legal fees covered up to the value of $700
- Split Loan
- Redraw facility
- Free online redraw for P&I loans
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Permanent Australian residents or Australian citizensResiding in Australia or overseas, where the security provided is in Australia
Constraints
- Minimum limit — $50,000.00
More Information
Published by QBANK under the Consumer Data Right · Last updated 26 May 2026 · Product ID ClassicHomeLoan · View on CDR.gov.au