Classic Plus Home Loan
Home LoansData Sharing Status
Classic Plus Home Loan
- From (owner occupied)
- 6.14%
- 6.42% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.14% | 6.42% | LVR <60% |
| Variable | 6.19% | 6.47% | LVR <70% |
| Variable | 6.24% | 6.52% | LVR <80% |
| Variable | 6.49% | 6.76% | LVR <90% |
| Variable | 6.79% | 7.06% | LVR <95% |
Investment — Any repayment type
| Type | Rate | Comparison |
|---|
Fees
| Fee | Type | Amount |
|---|---|---|
| CONSTRUCTION_SETTLEMENT_FEE Applies once only per construction loan facility | Upfront | $295.00 |
| PAPER_REDRAW_FEE Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | Event | $25.00 |
| ADDITIONAL_SECURITY_FEE Applies to each additional security within a loan facility. | Event | $185.00 |
| PACKAGE_FEE_-_CLASSIC_PLUS_ONLY Payable on a monthly basis.Note: if the classic plus product is switched or repaid within the first year, $300 is payable less the amount of the package fee that is already paid. | Ongoing | $25.00 |
Features
- Offset account
- Extra repayments
- No penalty for extra repayments
- Fee free Everyday Plus Transaction Account
- No loan establishment or settlement fees
- Fee waived for future loan top ups
- Split Loan
- Redraw facility
- Free online redraw for P&I loans
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Permanent Australian residents or Australian citizensResiding in Australia or overseas, where the security provided is in Australia
Constraints
- Minimum limit — $150,000.00
More Information
Published by QBANK under the Consumer Data Right · Last updated 22 May 2026 · Product ID ClassicPlusHomeLoan · View on CDR.gov.au