Term Deposit 12 Month
Term DepositsData Sharing Status
A great way to grow your money safely and securely.
- Fixed rate
- 5.25%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 4.65% | Term Deposit 12 Month_Tier_1Term Deposit 12 Month_Tier_1 | at maturity |
| Fixed | 4.85% | Term Deposit 12 Month_Tier_2Term Deposit 12 Month_Tier_2 | at maturity |
| Fixed | 5.05% | Term Deposit 12 Month_Tier_3Term Deposit 12 Month_Tier_3 | at maturity |
| Fixed | 5.25% | Term Deposit 12 Month_Tier_4Term Deposit 12 Month_Tier_4 | at maturity |
| Fixed | 4.5% | Term Deposit 12 Month_Tier_1Term Deposit 12 Month_Tier_1 | every 14 days |
| Fixed | 4.7% | Term Deposit 12 Month_Tier_2 |
Features
- No account keeping fee
- A guaranteed rate for terms from 3 to 60 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
- Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
- For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
- We'll send you a written renewal notice before your deposit matures.
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
Eligibility
- You do not have to be a member of Qbank to hold a term deposit.
Constraints
- Opening balance — $2,000.00
- Minimum balance — $2,000.00
- Maximum balance — $1,000,000.00For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
More Information
Published by QBANK under the Consumer Data Right · Last updated 11 May 2026 · Product ID I12_Term_12 · View on CDR.gov.au