---
title: "Bluey Visa Credit Card — QBANK"
description: "Credit & Charge Cards from QBANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qbank/products/S25_Bluey
source: "CDR Compare"
language: en-AU
last_updated: 2025-10-14T11:13:58.000+10:00
---

# Bluey Visa Credit Card — QBANK

> Credit & Charge Cards from QBANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Use your low rate Bluey VISA credit card for shopping, travelling overseas or even to consolidate other credit or store card debt.

## At a glance

- **Purchase rate:** 12.49%

## Apply

Applications are handled by the provider: [Apply at QBANK](https://www.qbank.com.au/apply-online)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Balance transfer | 0% | — | — |
| Introductory · 1 year | 12.49% | — | — |
| Cash advance | 12.49% | — | — |
| Purchase | 12.49% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CASH_ADVANCE_FEE | Transaction | $4.00 |
| RECALL_OF_BPAY | Event | $12.00 |
| RECALL_OF_EXTERNAL_TRANSFER — Includes NPP and OSKO transactions  to other financial institutions | Event | $40.00 |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | Transaction | $35.00 |
| LATE/MISSED_PAYMENT — Charged when the required payment is not paid by the due date. | Event | $8.00 |
| BANK@POST_WITHDRAWALS | Transaction | $2.50 |
| ACCOUNT_AUDIT_CONFIRMATION | Transaction | $10.00 |
| INTERNATIONAL_ATM_TRANSACTION | Transaction | $5.00 |
| DIRECT_DEBIT_DISHONOURS/NON_PAYMENT | Transaction | $11.50 |
| DEBIT_EXTERNAL_ACCOUNT_REJECTION_FEE | Transaction | $5.00 |
| ATM_DISPUTE_FEE | Event | $27.50 |
| STATEMENTS_/_VOUCHER_SEARCHES — No charge for current transaction list.Reissue more than 6 months.$5 per page | Event | $5.00 |
| TRACE_OF_EXTERNAL_TRANSFER — Includes NPP and OSKO transactions  to other financial institutions | Event | $40.00 |
| DIRECT_DEBIT_INVESTIGATION | Event | $40.00 |
| TRACE_OF_BPAY | Event | $12.00 |
| REPLACEMENT_OF_CUE_&_VISA_CARD — Under 18 y/o and renewal cards exempt | Event | $5.00 |
| REPLACEMENT_VISA_WRISTBAND_(INCLUDING_CHIP) | Event | $15.00 |
| EMERGENCY_VISA_CASH_OR_CARD_(OVERSEAS) — $175.00 USD | Event | $175.00 |
| VISA_INTERNATIONAL_TRANSACTION_FEE — International Transaction Fee transaction when converted to $AUD | Transaction | 3.65% of transaction |
| COPY_OF_VISA_TRANSACTION_VOUCHER | Transaction | $35.00 |
| VISA_CHARGEBACK_TRANSACTION | Transaction | $35.00 |

## Features

- **Card access** — Visa Credit with payWave
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Bill payment (BPAY)** — BPAY
- **0% Balance Transfer Rate for 12 months.**
- **Notifications** — Track payments with SMS and email alerts
- **Interest-free period** — 55 days (You may receive up to 55 days interest free period for purchases provided you continue to pay your closing balance in full on or before every statement due date.)
- **Balance transfers**
- **No application fee**
- **No annual fee**
- **Digital banking**
- **Additional cards**

## Eligibility

- **You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.**
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Credit Card terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $1,000.00

## More information from QBANK

- [Overview](https://www.qbank.com.au/products/credit-cards/bluey-visa-credit-card/)
- [Terms & conditions](https://www.qbank.com.au/products/credit-cards/bluey-visa-credit-card/)
- [Eligibility](https://www.qbank.com.au/who-can-join/)
- [Fees & pricing](https://www.qbank.com.au/loans-products/credit-cards/)

## Data provenance

- Published by QBANK under the Consumer Data Right
- Product ID: `S25_Bluey`
- Last updated by the provider: 14 October 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qbank/S25_Bluey
- Provider page: https://www.cdrcompare.au/brands/qbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000210

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qbank/products/S25_Bluey) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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