Classic Plus Overdraft $250,000.00 and Above
OverdraftsData Sharing Status
Classic Plus Overdraft $250,000.00 and Above
- From
- 8.29%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.29% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CONSTRUCTION_SETTLEMENT_FEE Applies once only per construction loan facility | Upfront | $295.00 |
| SPLIT_LOAN_FEE Applies per additional loan split and waived on the classic plus package | Event | $25.00 |
| TOP_UP_FEE Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package | Event | $200.00 |
| STANDARD_SETTLEMENT_FEE Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |
Features
- No monthly fees
- Insurance included — 20% off a new home insurance policy
- Access funds up to your approved limit without applying for a new loan
Eligibility
- Minimum age — 18 years
- LVR up to 80%
Constraints
- Minimum limit — $250,000.00
More Information
Published by QBANK under the Consumer Data Right · Last updated 31 May 2026 · Product ID S28_CLASSIC_PLUS_OD_GT$250 · View on CDR.gov.au · View Source Data (JSON)