Classic Plus Overdraft Less Than $250,000.00
OverdraftsData Sharing Status
Classic Plus Overdraft Less Than $250,000.00
- From
- 8.44%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.44% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CONSTRUCTION_SETTLEMENT_FEE Applies once only per construction loan facility | Upfront | $295.00 |
| SPLIT_LOAN_FEE Applies per additional loan split and waived on the classic plus package | Event | $25.00 |
| TOP_UP_FEE Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package | Event | $200.00 |
| STANDARD_SETTLEMENT_FEE Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |
Features
- No monthly fees
- Insurance included — 20% off a new home insurance policy
- Access funds up to your approved limit without applying for a new loan
Eligibility
- Minimum age — 18 years
- LVR up to 80%
Constraints
- Minimum limit — $100,000.00
More Information
Published by QBANK under the Consumer Data Right · Last updated 31 May 2026 · Product ID S29_CLASSIC_PLUS_OD_LT$250 · View on CDR.gov.au