---
title: "Mortgage Secured Overdraft — QBANK"
description: "Overdrafts from QBANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qbank/products/S40_STND_MTGE_SEC_ODRAFT
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T08:02:37.000+10:00
---

# Mortgage Secured Overdraft — QBANK

> Overdrafts from QBANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

Mortgage Secured Overdraft

## At a glance

- **From:** 8.89% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.89% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CONSTRUCTION_SETTLEMENT_FEE — Applies once only per construction loan facility | Upfront | $295.00 |
| SPLIT_LOAN_FEE — Applies per additional loan split and waived on the classic plus package | Event | $25.00 |
| TOP_UP_FEE — Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package | Event | $200.00 |
| STANDARD_SETTLEMENT_FEE — Applies once only per standard loan facility and waived on the classic plus package. | Upfront | $195.00 |

## Features

- **No monthly fees**
- **Insurance included** —  20% off a new home insurance policy
- **Access funds up to your approved limit without applying for a new loan**

## Eligibility

- **Minimum age** — 18 years
- **LVR up to 80%**

## Constraints

- **Minimum limit** — $30,000.00

## More information from QBANK

- [Fees & pricing](https://www.qbank.com.au/rates-fees)

## Data provenance

- Published by QBANK under the Consumer Data Right
- Product ID: `S40_STND_MTGE_SEC_ODRAFT`
- Last updated by the provider: 31 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qbank/S40_STND_MTGE_SEC_ODRAFT
- Provider page: https://www.cdrcompare.au/brands/qbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000210

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qbank/products/S40_STND_MTGE_SEC_ODRAFT) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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