Junior Saver
Transaction & Savings AccountsData Sharing Status
Exclusive account for children 12 and under
- Base rate
- 2.45%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 2.45% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DORMANCY Charge $10 every 6 months | Ongoing | $20.00 |
| RECALL_OF_EXTERNAL_TRANSFER Includes NPP and OSKO transactions to other financial institutions | Event | $40.00 |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | Transaction | $35.00 |
Features
- Unlimited transactions
- Real-time payments (NPP)
- PayID
- Bill payment (BPAY) — BPAY
- Digital banking
- Notifications — Track payments with SMS and email alerts
- Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwiese exceed your transasction account's available balance.
Eligibility
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.
- Maximum age — 12 yearsmust be 12 and under
More Information
Published by QBANK under the Consumer Data Right · Last updated 21 May 2026 · Product ID S7_Junior · View on CDR.gov.au