Christmas Club
Transaction & Savings AccountsData Sharing Status
Lock away your savings to relax and enjoy the festive season
- Base rate
- 2.4%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 2.4% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHRISTMAS_CLUB_WITHDRAWAL_FEE Charged on all withdrawals and transfers from the account between 1 January and 31 October. | Transaction | $5.00 |
| DORMANCY Charge $10 every 6 months | Ongoing | $20.00 |
| RECALL_OF_BPAY | Event | $12.00 |
| RECALL_OF_EXTERNAL_TRANSFER Includes NPP and OSKO transactions to other financial institutions | Event | $40.00 |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | Transaction | $35.00 |
Features
- Real-time payments (NPP)
- PayID
- Bill payment (BPAY) — BPAY
- Notifications — Track payments with SMS and email alerts
- Unlimited transactions
- $5 fee on each withdrawal and transfer from this account bewteen 1 January and 31 October each year
- Bonus rewards
- Fee free withdrawals and transfers between 1 November and 31 December
Eligibility
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.
More Information
Published by QBANK under the Consumer Data Right · Last updated 21 May 2026 · Product ID S8_Xmas · View on CDR.gov.au