---
title: "Personal Loan — Qudos Bank"
description: "Personal Loans from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/03a61d37-f5c1-428d-8a2b-84bf74ec2001
source: "CDR Compare"
language: en-AU
last_updated: 2026-02-27T04:23:04.402Z
---

# Personal Loan — Qudos Bank

> Personal Loans from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

With a great rate and no account keeping fees on our personal loan product, get what you want now, and feel great knowing you're getting a great deal.

## At a glance

- **From:** 9.49% (10.53% comparison)

## Apply

Applications are handled by the provider: [Apply at Qudos Bank](https://apply.qudosbank.com.au/Apply/personal-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 9.49% | 10.53% | Loan Term 12–84 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Repayment Fee | Exit | $0.00 |
| Establishment Fee | Upfront | $150.00 |
| Account Keeping Fee — Charged yearly | Ongoing | $0.00 |
| Monthly Fee — Charged monthly | Ongoing | $0.00 |

## Features

- **Weekly, fortnightly, or monthly repayment options** — Repayment Options
- **Extra repayments** — Additional Repayments available (Ability to make additional repayments)
- **No security required for loan** — Security

## Eligibility

- **Employment status** — Full time, Part Time, Casual, Self Employed
- **Minimum age** — 18 years (18 years and above)
- **Individuals only**
- **Residency status** — Customers who are Permanent Resident or Citizens may apply for the product

## Constraints

- **Maximum limit** — $25,000.00 (You can borrow up to $25,000.)
- **Minimum limit** — $5,000.00 (Minimum amount $5,000)

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/personal-loans/personal-loan)
- [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions)
- [Eligibility](https://www.qudosbank.com.au/products/personal-loans/personal-loan)
- [Fees & pricing](https://www.qudosbank.com.au/products/personal-loans/personal-loan)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `03a61d37-f5c1-428d-8a2b-84bf74ec2001`
- Last updated by the provider: 27 February 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/03a61d37-f5c1-428d-8a2b-84bf74ec2001
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/03a61d37-f5c1-428d-8a2b-84bf74ec2001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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