Construction Home Loan
Home LoansData Sharing Status
Renovating or building your dream home? Our construction loan could be right for you.
- From (owner occupied)
- 6.54%
- 6.4% comparison
Interest Rates
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable
| 6.54% | 6.4% | 20% deposit or more OO IO |
| Variable
| 6.74% | 6.42% | 10% to 20% deposit OO IO |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.84% | 6.57% | 20% deposit or more Inv IO |
| Variable | 7.04% | 6.59% | 10% to 20% deposit Inv IO |
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee Redraw is not available during the construction period. | Event | $0.00 |
| Account Keeping Fee Charged yearly | Ongoing | $0.00 |
| Annual Fee Charged yearly | Ongoing | $199.00 |
| Establishment Fee | Upfront | $0.00 |
Features
- Only pay interest on the funds drawn down — Interest payments
- Funds withdrawn in stages, as you receive progress payment requests — Funds
- repayments for construction period (principal & interest repayments thereafter) — Interest only repayments
Eligibility
- Employment status — Full time, Part Time, Casual, Self Employed
- Minimum age — 18 years18 years and above
- Individuals only
- Minimum deposit 10%
- Residency status — Customers who are Permanent Resident or Citizens may apply for the product
Constraints
- Minimum limit — $150,000.00Minimum amount $150K
- Minimum LVR — 0%
- Maximum LVR — 90%
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 10 July 2026 · Product ID 4a2c80ac-bfa5-46c3-b998-9225b0f2238b · View on CDR.gov.au · View Source Data (JSON)