---
title: "Construction Home Loan — Qudos Bank"
description: "Home Loans from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/4a2c80ac-bfa5-46c3-b998-9225b0f2238b
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T00:15:36.343Z
---

# Construction Home Loan — Qudos Bank

> Home Loans from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Renovating or building your dream home? Our construction loan could be right for you.

## At a glance

- **From (owner occupied):** 6.54% (6.4% comparison)

## Apply

Applications are handled by the provider: [Apply at Qudos Bank](https://www.qudosbank.com.au/forms/home-loan-enquiry)

## Interest rates

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable ( ) | 6.54% | 6.4% | 20% deposit or more OO IO |
| Variable ( ) | 6.74% | 6.42% | 10% to 20% deposit OO IO |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.84% | 6.57% | 20% deposit or more Inv IO |
| Variable | 7.04% | 6.59% | 10% to 20% deposit Inv IO |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Redraw Fee — Redraw is not available during the construction period. | Event | $0.00 |
| Account Keeping Fee — Charged yearly | Ongoing | $0.00 |
| Annual Fee — Charged yearly | Ongoing | $199.00 |
| Establishment Fee | Upfront | $0.00 |

## Features

- **Only pay interest on the funds drawn down** — Interest payments
- **Funds withdrawn in stages, as you receive progress payment requests** — Funds
- **repayments for construction period (principal & interest repayments thereafter)** — Interest only repayments

## Eligibility

- **Employment status** — Full time, Part Time, Casual, Self Employed
- **Minimum age** — 18 years (18 years and above)
- **Individuals only**
- **Minimum deposit 10%**
- **Residency status** — Customers who are Permanent Resident or Citizens may apply for the product

## Constraints

- **Minimum limit** — $150,000.00 (Minimum amount $150K)
- **Minimum LVR** — 0%
- **Maximum LVR** — 90%

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/home-loans/construction-loan)
- [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions)
- [Eligibility](https://www.qudosbank.com.au/products/home-loans/construction-loan)
- [Fees & pricing](https://www.qudosbank.com.au/products/home-loans/construction-loan)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `4a2c80ac-bfa5-46c3-b998-9225b0f2238b`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/4a2c80ac-bfa5-46c3-b998-9225b0f2238b
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/4a2c80ac-bfa5-46c3-b998-9225b0f2238b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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