Low Cost Value Package
Home LoansData Sharing Status
Low Cost Home Loan Value Package
- From (owner occupied)
- 6.13%
- 6.32% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.13% | 6.32% | 30% deposit or more OO PI |
| Variable | 6.18% | 6.36% | 20% to 30% deposit OO PI |
| Variable | 6.39% | 6.57% | 10% to 20% deposit OO PI |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.38% | 6.44% | 30% deposit or more OO IO |
| Variable | 6.43% | 6.46% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee Redraw is not available during the construction period. | Event | $0.00 |
| Account Keeping Fee Charged yearly | Ongoing | $0.00 |
| Establishment Fee | Upfront | $0.00 |
| Annual Fee Charged yearly | Ongoing | $199.00 |
Features
- Offset account — Offset Accounts
- Free multiple offset accounts
- Repayment holidays - when your repayments are in advance — Repayment Holidays
- Redraw facility — Redraw
- Instant redraw available from within Online Banking
- Extra repayments — Repayments
- need the flexibility to make additional repayments
- Visa Platinum Credit Card Annual fee waiver ($199) — Fee Waiver
- Personal Loan & Overdraft application fee waiver ($150 each) — Application Fee Waiver
- Split loans available
Eligibility
- Employment status — Full time, Part Time, Casual, Self Employed
- Minimum age — 18 years18 years and above
- Individuals only
- Minimum deposit 10%
- Residency status — Customers who are Permanent Resident or Citizens may apply for the product
Constraints
- Minimum limit — $150,000.00Minimum amount $150K
- Minimum LVR — 0%
- Maximum LVR — 90%
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 839c8344-d6dc-42c7-a068-8e7b0347ea35 · View on CDR.gov.au · View Source Data (JSON)