No Frills Home Loan
Home LoansData Sharing Status
No Frills Home Loan Owner
- From (owner occupied)
- 6.13%
- 6.13% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.13% | 6.13% | 0–0.7% |
| Variable | 6.14% | 6.14% | 0.7001–0.8% |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.38% | 6.24% | 0–0.7% |
| Variable | 6.39% | 6.25% | 0.7001–0.8% |
Investment — Principal & interest
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee Redraw is not available during the construction period. | Event | $0.00 |
| Account Keeping Fee Charged yearly | Ongoing | $0.00 |
| Establishment Fee | Upfront | $0.00 |
| Annual Fee Charged yearly | Ongoing | $0.00 |
Features
- Digital banking
- Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.
- Real-time payments (NPP)
- This account is able to receive Osko payments
- PayID
- PayIDs can be linked with this account
- Repayment options of weekly, fortnightly, or monthly
- Redraw facility
- Extra repayments
- need the flexibility to make additional repayments
Eligibility
- Employment status — Full time, Part Time, Casual, Self Employed
- Minimum age — 18 years18 years and above
- Individuals only
- Minimum deposit 20%
- Residency status — Customers who are Permanent Resident or Citizens may apply for the product
Constraints
- Minimum limit — $150,000.00Minimum amount $150K
- Minimum LVR — 0%
- Maximum LVR — 80%
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 8cb93a86-51f1-4ef1-b5ff-97d88aa96e43 · View on CDR.gov.au