VISA Platinum Credit Card
Earn Qantas Points* on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.
- Purchase rate
- 18.99%
- Annual fee
- $189.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Introductory · 5 months Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate. | 4.99% | — | — |
| Purchase Standard rate | 18.99% | — | — |
| Cash advance | 18.99% | — | — |
| Balance transfer | 18.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Copies of documents other than statements No charge applies for copies of documents such as loan or withdrawal forms. | Event | $0.00 |
| Statement Copies This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old. This fee will be charged at the time the copy is provided. | Event | $5.00 |
| Additional Card Holder Fee 1 Year | Event | $0.00 |
| Cash Advance Fee For cash advances overseas, a foreign currency conversion fee is also payable. | Cash advance | $5.00 |
| International Transaction Fee (ITF) | Transaction | 3% of transaction |
| Emergency Overseas Visa Replacement Card Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank account | Replacement | USD 175.00 |
Features
- Digital banking — Enjoy faster, secure payments, and take control of your cards.
- Manage your card in the Qudos Bank App on your mobile or tablet device. You can activate a new card, change a PIN, report a lost or stolen card, notify us of overseas trips and more.
- Loyalty program — Qantas Frequent Flyer
- Earn 1 Qantas Point for every $1 spent on eligible purchases8 ($1 -$2,500) per calendar month. Earn 0.5 Qantas Points for every $1 spent on eligible purchases8 ($2,501 & above) per calendar month. Earn 1 extra Qantas Point per $1 spent on selected Qantas products and services.
- Interest-free period — 1 month 25 days
- Up to 55 interest free days on purchases
- Complimentary international travel insurance — International Travel Insurance
- Access to Visa Platinum Entertainment Offers — Visa Platinum Entertainment Offers
- 24/7 worldwide Visa Premium Concierge Service
Eligibility
- Minimum age — 18 yearsCustomers above 18 Years may apply
- Individuals onlyOnly personal customers may apply
- Residency status — Australian ResidentThis product is only available to members who have a residential address in Australia.
Constraints
- Maximum limit — $20,000.00Subject to Lending Criteria
- Minimum limit — $6,000.00Minimum limit of $6000 applies
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 27 February 2026 · Product ID 9a6f5620-e93c-4e0c-bc23-d7f979b97f69 · View on CDR.gov.au · View Source Data (JSON)