--- title: "VISA Platinum Credit Card — Qudos Bank" description: "Credit & Charge Cards from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/qudos-bank/products/9a6f5620-e93c-4e0c-bc23-d7f979b97f69 source: "CDR Compare" language: en-AU last_updated: 2026-02-27T04:23:05.703Z --- # VISA Platinum Credit Card — Qudos Bank > Credit & Charge Cards from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Credit & Charge Cards** Earn Qantas Points* on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card. ## At a glance - **Purchase rate:** 18.99% - **Annual fee:** $189.00 ## Apply Applications are handled by the provider: [Apply at Qudos Bank](https://apply.qudosbank.com.au/Apply/credit-card) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Introductory · 5 months (Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate.) | 4.99% | — | — | | Purchase (Standard rate) | 18.99% | — | — | | Cash advance | 18.99% | — | — | | Balance transfer | 18.99% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Copies of documents other than statements — No charge applies for copies of documents such as loan or withdrawal forms. | Event | $0.00 | | Statement Copies — This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old. This fee will be charged at the time the copy is provided. | Event | $5.00 | | Additional Card Holder Fee — 1 Year | Event | $0.00 | | Cash Advance Fee — For cash advances overseas, a foreign currency conversion fee is also payable. | Cash advance | $5.00 | | International Transaction Fee (ITF) | Transaction | 3% of transaction | | Emergency Overseas Visa Replacement Card — Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank account | Replacement | USD 175.00 | | Emergency Overseas Visa Cash Advance — Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from any bank displaying the Visa logo after an emergency card has been issued by Visa International. Important: If you apply for an emergency replacement card and an emergency cash advance from Visa International, your Qudos Bank account will be debited with both fees amounting to US$350.00. | Replacement | USD 175.00 | | Replacement Cards | Event | $0.00 | | Annual Fee — Charged yearly | Ongoing | $189.00 | | Late Payment Fee | Late payment | $0.00 | ## Features - **Digital banking** — Enjoy faster, secure payments, and take control of your cards. (Manage your card in the Qudos Bank App on your mobile or tablet device. You can activate a new card, change a PIN, report a lost or stolen card, notify us of overseas trips and more.) - **Loyalty program** — Qantas Frequent Flyer (Earn 1 Qantas Point for every $1 spent on eligible purchases8 ($1 -$2,500) per calendar month. Earn 0.5 Qantas Points for every $1 spent on eligible purchases8 ($2,501 & above) per calendar month. Earn 1 extra Qantas Point per $1 spent on selected Qantas products and services. ) - **Interest-free period** — 1 month 25 days (Up to 55 interest free days on purchases) - **Complimentary international travel insurance** — International Travel Insurance - **Access to Visa Platinum Entertainment Offers** — Visa Platinum Entertainment Offers - **24/7 worldwide Visa Premium Concierge Service** — Visa Premium Concierge Service - **Digital wallet** — Apple Pay, Google Pay, FitBit - **Card access** — VISA ## Eligibility - **Minimum age** — 18 years (Customers above 18 Years may apply) - **Individuals only** (Only personal customers may apply) - **Residency status** — Australian Resident (This product is only available to members who have a residential address in Australia.) ## Constraints - **Maximum limit** — $20,000.00 (Subject to Lending Criteria ) - **Minimum limit** — $6,000.00 (Minimum limit of $6000 applies) ## More information from Qudos Bank - [Overview](https://www.qudosbank.com.au/products/credit-cards/visa-platinum-credit-card) - [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions) - [Eligibility](https://www.qudosbank.com.au/products/credit-cards/visa-platinum-credit-card) - [Fees & pricing](https://www.qudosbank.com.au/products/credit-cards/visa-platinum-credit-card) ## Data provenance - Published by Qudos Bank under the Consumer Data Right - Product ID: `9a6f5620-e93c-4e0c-bc23-d7f979b97f69` - Last updated by the provider: 27 February 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/9a6f5620-e93c-4e0c-bc23-d7f979b97f69 - Provider page: https://www.cdrcompare.au/brands/qudos-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/9a6f5620-e93c-4e0c-bc23-d7f979b97f69) — product data published by Australian data holders under the Consumer Data Right. 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