---
title: "DIY Super — Qudos Bank"
description: "Transaction & Savings Accounts from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/a2261eee-2403-47b8-ad65-09f6f81d03a0
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-19T22:15:25.154Z
---

# DIY Super — Qudos Bank

> Transaction & Savings Accounts from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Give your Self-Managed Super Fund a boost.
Secure a great rate with our DIY Super Saver account.
Enjoy easy access to manage your DIY Super Saver online when you need it, or simply park your investment and watch it grow.

You must have a Self Managed Super Fund (SMSF) in order to acquire this product.

## At a glance

- **Base rate:** 0.35%
- **Bonus rate:** 4.35% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Qudos Bank](https://www.qudosbank.com.au/products/super-investing/diy-super-saver)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.35% | — | monthly |
| Bonus | 0% | Below $10,000 | monthly |
| Bonus (Bonus interest when you make no withdrawals in a calendar month) | 4.35% | $10,000 & over | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Foreign Cheque Deposits under AUD$5000 — This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. | Event | $20.00 |
| Dormant Accounts — Charged yearly · This fee is applied if one or more savings accounts under a member number have been classified as dormant. An account is classified as dormant if there have been no member-initiated transactions for 12 months and we have followed the procedures required by our Constitution. This fee is charged annually per member and is typically applied at the start of each calendar year. | Ongoing | $10.00 |
| Copies of documents other than statements — No charge applies for copies of documents such as loan or withdrawal forms. | Event | $0.00 |
| Electronic debit rejection fee | Event | $0.00 |
| Foreign Cheque Deposits AUD$5,000 and over — This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. | Event | $50.00 |
| Inward cheque rejection fee — This fee is applied for each cheque deposited to a Member's account which is subsequently rejected. This fee will be charged at the time of the rejection. | Deposit | $15.00 |
| International telegraphic transfers phone or email assisted  (sent in foreign currency) | Event | $30.00 |
| Domestic Telegraphic Transfer — This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. This fee will be charged at the time of the transfer | Event | $20.00 |
| International telegraphic transfer online — At the request of Members, we can provide certain foreign exchange and payment services. We may receive a commission for providing these services to you, refer to our FSG for details. | Event | $10.00 |
| SMS Banking Requests — This fee applies to each SMS Banking message sent to your mobile phone. The fee will be debited to your main savings account (S0) at the time the SMS is sent. Your telecommunications provider may also charge you a fee for sending and receiving SMS. Note: This service is not to be mistaken with QSafe SMS Authentication – which is a free service. | Event | $0.25 |
| Account Keeping Fee — Charged yearly | Ongoing | $0.00 |

## Features

- **No fixed term. Instant access to your cash when you want it!**
- **Interest calculated daily and credited to your account at the end of the month**
- **Covered under the Financial Claims Scheme**
- **Earn a bonus rate when your balance is $10,000 or more and you make no withdrawals in a month.**
- **Bill payment (BPAY)** — BPAY
- **Digital banking** (Access via Online Banking or App)
- **Set up direct debits or direct credits**
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Business customers** (Only available to ATO approved self managed super funds)
- **Residency status** — Australian Resident (This product is only available to members who have a residential address in Australia.)

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/super-investing/diy-super-saver)
- [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions)
- [Eligibility](https://www.qudosbank.com.au/products/super-investing/diy-super-saver)
- [Fees & pricing](https://www.qudosbank.com.au/products/super-investing/diy-super-saver)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `a2261eee-2403-47b8-ad65-09f6f81d03a0`
- Last updated by the provider: 19 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/a2261eee-2403-47b8-ad65-09f6f81d03a0
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/a2261eee-2403-47b8-ad65-09f6f81d03a0) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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