Car Loan
Personal LoansData Sharing Status
Shopping for a used car or motorcycle less than 5 years old? Enjoy a great rate. If you’re buying a new or used fully electric vehicle (EV), we’ll also waive the establishment fee.
- From
- 7.29%
- 7.5% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.29% | 7.5% | Loan Term |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Repayment Fee | Exit | $0.00 |
| Account Keeping Fee Charged yearly | Ongoing | $0.00 |
Establishment Fee
| Upfront | $150.00 |
| Monthly Fee Charged monthly | Ongoing | $0.00 |
Features
- Repayment options of weekly, fortnightly, or monthly
Eligibility
- Employment status — Full time, Part Time, Casual, Self Employed
- Minimum age — 18 years18 years and above
- Individuals only
- Residency status — Customers who are Permanent Resident or Citizens may apply for the product
- Lending for new vehicles (including ex-demonstrators with fewer than 1,000 km) is limited to Electric Vehicles (EVs). An EV is defined as a vehicle without an internal combustion engine (ICE).
Constraints
- Maximum limit — $150,000.00You can borrow up to $150,000
- Minimum limit — $10,000.00Minimum amount $10,000
- Vehicle must be less than 5 years old — Vehicle must be less than 5 years old
- Electric vehicles or used vehicles only — Electric vehicles or used vehicles only
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 27 February 2026 · Product ID b9a4feb2-42b0-497d-b570-59ebbaee4fa2 · View on CDR.gov.au