---
title: "Car Loan — Qudos Bank"
description: "Personal Loans from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/b9a4feb2-42b0-497d-b570-59ebbaee4fa2
source: "CDR Compare"
language: en-AU
last_updated: 2026-02-27T04:23:05.899Z
---

# Car Loan — Qudos Bank

> Personal Loans from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Shopping for a used car or motorcycle less than 5 years old? Enjoy a great rate. If you’re buying a new or used fully electric vehicle (EV), we’ll also waive the establishment fee.

## At a glance

- **From:** 7.29% (7.5% comparison)

## Apply

Applications are handled by the provider: [Apply at Qudos Bank](https://apply.qudosbank.com.au/Apply/vehicle-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.29% | 7.5% | Loan Term 12–84 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Repayment Fee | Exit | $0.00 |
| Account Keeping Fee — Charged yearly | Ongoing | $0.00 |
| Establishment Fee — Discount −$150.00 — Car Loan Establishment Fee waiver | Upfront | $150.00 |
| Monthly Fee — Charged monthly | Ongoing | $0.00 |

## Features

- **Repayment options of weekly, fortnightly, or monthly**

## Eligibility

- **Employment status** — Full time, Part Time, Casual, Self Employed
- **Minimum age** — 18 years (18 years and above)
- **Individuals only**
- **Residency status** — Customers who are Permanent Resident or Citizens may apply for the product
- **Lending for new vehicles (including ex-demonstrators with fewer than 1,000 km) is limited to Electric Vehicles (EVs). An EV is defined as a vehicle without an internal combustion engine (ICE).**

## Constraints

- **Maximum limit** — $150,000.00 (You can borrow up to $150,000)
- **Minimum limit** — $10,000.00 (Minimum amount $10,000)
- **Vehicle must be less than 5 years old** — Vehicle must be less than 5 years old
- **Electric vehicles or used vehicles only** — Electric vehicles or used vehicles only

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/personal-loans/car-loan)
- [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions)
- [Eligibility](https://www.qudosbank.com.au/products/personal-loans/car-loan)
- [Fees & pricing](https://www.qudosbank.com.au/products/personal-loans/car-loan)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `b9a4feb2-42b0-497d-b570-59ebbaee4fa2`
- Last updated by the provider: 27 February 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/b9a4feb2-42b0-497d-b570-59ebbaee4fa2
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/b9a4feb2-42b0-497d-b570-59ebbaee4fa2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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