Cash Management Account
A savings account with easy access to funds
- Base rate
- 3.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.5% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| SMS Banking Requests This fee applies to each SMS Banking message sent to your mobile phone. The fee will be debited to your main savings account (S0) at the time the SMS is sent. Your telecommunications provider may also charge you a fee for sending and receiving SMS. Note: This service is not to be mistaken with QSafe SMS Authentication – which is a free service. | Event | $0.25 |
| Domestic Telegraphic Transfer This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. This fee will be charged at the time of the transfer | Event | $20.00 |
| International telegraphic transfer online At the request of Members, we can provide certain foreign exchange and payment services. We may receive a commission for providing these services to you, refer to our FSG for details. | Event | $10.00 |
| International telegraphic transfers phone or email assisted (sent in foreign currency) | Event | $30.00 |
| Foreign Cheque Deposits AUD$5,000 and over This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. | Event | $50.00 |
Features
- Bill payment (BPAY) — BPAY
- You can use BPAY to pay bills bearing the BPAY logo from those accounts that have the BPAY facility.
- Digital banking
- Access your funds through Online Banking and App, and by dropping into your nearest branch
- Set up direct credits and direct debits
- Make external transfers to any Australian bank account
- Real-time payments (NPP)
- PayID
Eligibility
- Residency status — Australian ResidentThis product is only available to members who have a residential address in Australia.
More Information
Published by Qudos Bank under the Consumer Data Right · Last updated 20 August 2025 · Product ID d702289f-02a7-4d4a-a781-5bab566c0721 · View on CDR.gov.au