---
title: "Retirement Savings Account — Qudos Bank"
description: "Transaction & Savings Accounts from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/e161e7d5-cb52-4481-b4b8-9b31724bfd4c
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-19T22:15:26.172Z
---

# Retirement Savings Account — Qudos Bank

> Transaction & Savings Accounts from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The Qudos Bank RSA is a superannuation savings facility that accepts contributions and rollovers and a pension facility providing an account based pension. Qudos Bank RSAs are for individuals who are looking for security with some flexibility.

## At a glance

- **Base rate:** 4.95%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 4.95% | Rate Before Tax $1,000,000+ | monthly |
| Variable | 4.21% | Rate After Tax $1,000,000+ | monthly |
| Variable | 4.95% | Account based pension $1,000,000+ | monthly |
| Variable | 4.95% | Rate Before Tax $500,000–$999,999.99 | monthly |
| Variable | 4.21% | Rate After Tax $500,000–$999,999.99 | monthly |
| Variable | 4.95% | Account based pension $500,000–$999,999.99 | monthly |
| Variable | 4.7% | Rate Before Tax $250,000–$499,999.99 | monthly |
| Variable | 4.0% | Rate After Tax $250,000–$499,999.99 | monthly |
| Variable | 4.7% | Rate Before Tax $50,000–$249,999.99 | monthly |
| Variable | 4.0% | Rate After Tax $50,000–$249,999.99 | monthly |
| Variable | 4.05% | Rate Before Tax $0.01–$49,999.99 | monthly |
| Variable | 3.44% | Rate After Tax $0.01–$49,999.99 | monthly |
| Variable | 4.7% | Account based pension $0–$499,999.99 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establisment Fee | Upfront | $0.00 |
| Constribution fee | Event | $0.00 |
| Withdrawal Fee — Qudos Bank RSA Holders may make up to four approved withdrawals from each account in any financial year (1 July to 30 June) without incurring any withdrawal fees. (Note: Each pension payment counts as a withdrawal.) Each additional withdrawal will incur a $62 fee. | Withdrawal | $62.00 |
| Termination Fee | Exit | $0.00 |
| Splitting/Flagging Fee — We may charge reasonable fees to cover the costs of flagging or splitting your RSA benefit or to cover any legal costs incurred by us in responding to matters arising from the flagging and/or splitting of your Qudos RSA benefit. | Event | $62.00 |
| Providing Information — You may also be charged a fee for Qudos providing information requested by you, which will not exceed the reasonable cost to us of giving the information, including all reasonable related costs such as searching for, obtaining and collating the information. These fees may be deducted from your Qudos RSA account, where applicable. | Event | $0.00 |
| Administration Fee — Charged yearly · Qudos Bank does not currently levy an administration fee on your Qudos Bank RSA. | Ongoing | $0.00 |

## Features

- **Benefits payable either as a lump sum or as an account-based pension income stream**
- **No negative returns**
- **Protected by the capital guarantee - high degree of security for the monies invested**
- **Rollover options from other super accounts**

## Eligibility

- **You must be a Qudos Bank Member in order to open a Qudos Bank RSA.**

## Constraints

- **Refer to PDS for details (Accumulation and Pension)** — Minimum Age
- **Minimum balance** — $1.00 (Refer to PDS for details)

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/super-investing/retirement-savings-account)
- [Terms & conditions](https://cdn.intelligencebank.com/au/share/w8gXkZ/3BWOK/a1lAw/original/Qudos0079_06_RSA-PDS_24_FA)
- [Fees & pricing](https://www.qudosbank.com.au/products/super-investing/retirement-savings-account)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `e161e7d5-cb52-4481-b4b8-9b31724bfd4c`
- Last updated by the provider: 19 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/e161e7d5-cb52-4481-b4b8-9b31724bfd4c
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/e161e7d5-cb52-4481-b4b8-9b31724bfd4c) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)