---
title: "Term Deposits — Qudos Bank"
description: "Term Deposits from Qudos Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/qudos-bank/products/f435abef-eaed-4d9f-a535-5c2925645472
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T22:00:22.676Z
---

# Term Deposits — Qudos Bank

> Term Deposits from Qudos Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Choose from some of our most popular interest rates below, or call our team to discuss term deposit options up to 36 months. Once you have selected your term, your funds are invested for the time you have chosen.

## At a glance

- **Fixed rate:** 5.25% (1 year)

## Apply

Applications are handled by the provider: [Apply at Qudos Bank](https://www.qudosbank.com.au/products/savings-accounts/term-deposit)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months (Interest paid at Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.05% | 3 Months Interest Paid At Maturity; 3 Months Interest Paid At Maturity | every 3 months |
| Fixed · 6 months (Interest Paid At Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.2% | 6 Months Interest Paid At Maturity; 6 Months Interest Paid At Maturity | every 6 months |
| Fixed · 6 months (6 Months Interest Paid Monthly.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.1% | 6 Months Interest Paid Monthly; 6 Months Interest Paid Monthly | monthly |
| Fixed · 9 months (9 Months Interest Paid At Maturity.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.1% | 9 Months Interest Paid At Maturity; 9 Months Interest Paid At Maturity | every 9 months |
| Fixed · 1 year (12 Months Interest Paid At Maturity.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.25% | 12 Months Interest Paid At Maturity; 12 Months Interest Paid At Maturity | yearly |
| Fixed · 1 year (12 Months Interest Paid Monthly.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.15% | 12 Months Interest Paid Monthly; 12 Months Interest Paid Monthly | monthly |
| Fixed · 2 years (24 Months Interest Paid Monthly.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5% | 24 Months Interest Paid Monthly; 24 Months Interest Paid Monthly | monthly |
| Fixed · 2 years (24 Months Interest Paid Annually.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5.1% | 24 Months Interest Paid Annually; 24 Months Interest Paid Annually | yearly |
| Fixed · 3 years (36 Months Interest Paid Monthly.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 4.9% | 36 Months Interest Paid Monthly; 36 Months Interest Paid Monthly | monthly |
| Fixed · 3 years (36 Months Interest Paid Annually.  Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.) | 5% | 36 Months Interest Paid Annually; 36 Months Interest Paid Annually | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Keeping Fee — Charged yearly | Ongoing | $0.00 |
| Early Withdrawal Fee (FTD) — You may withdraw the balance of your term deposit early by giving us 31 days notice. However if you do, we will reduce the interest on the term deposit from the date it was opened until the date of withdrawal by 2% per annum, or the term deposit rate ifit is less an 2%. We have the discretion to delay the withdrawal or transfer until the end of the notice period (but not beyond the maturity date). | Withdrawal | 2% of transaction |

## Features

- **Digital banking** (Our secure Online Banking & Mobile App services mean access to your accounts 24 hours a day, seven days a week. 
)
- **Notifications** — Term Deposit certificates issued at opening and renewal dates. Maturity letters issued one month prior to maturity date with avaliable options.

## Eligibility

- **Residency status** — Australian Resident (This product is only available to members who have a residential address in Australia.
)

## Constraints

- **Minimum balance** — $5,000.00 (The minimum term deposit for standard term deposit products except for 3 month terms.
)
- **Minimum balance** — $2,000.00 (The minimum balance for 3 month standard term deposit product only)
- **Minimum balance** — $10,000.00 (The minimum balance for special term deposits products only)

## More information from Qudos Bank

- [Overview](https://www.qudosbank.com.au/products/savings-accounts/term-deposit)
- [Terms & conditions](https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions)
- [Eligibility](https://www.qudosbank.com.au/products/savings-accounts/term-deposit)
- [Fees & pricing](https://www.qudosbank.com.au/products/savings-accounts/term-deposit)

## Data provenance

- Published by Qudos Bank under the Consumer Data Right
- Product ID: `f435abef-eaed-4d9f-a535-5c2925645472`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472
- Provider page: https://www.cdrcompare.au/brands/qudos-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000134

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/qudos-bank/products/f435abef-eaed-4d9f-a535-5c2925645472) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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