--- title: "Queensland Country Bank products" description: "Every Queensland Country Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/queensland-country-bank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:13:47Z --- # Queensland Country Bank products > Every Queensland Country Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 55 products Queensland Country Bank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Queensland Country Bank. ## Transaction & Savings Accounts (14) Everyday banking and savings accounts. - [All Access](https://www.cdrcompare.au/brands/queensland-country-bank/products/1) — The All Access account provides versatility and reliability for your everyday banking. - [Future Start Savings](https://www.cdrcompare.au/brands/queensland-country-bank/products/10) — Encouraging savings for our Students and Apprentices with a bonus interest rate once the minimum $5 monthly deposit is made and no more than one withdrawal in the same month - [Learners & Earners All Access](https://www.cdrcompare.au/brands/queensland-country-bank/products/2) — An everyday banking solution for young people undertaking full-time studies or an apprenticeship - [Business Platinum](https://www.cdrcompare.au/brands/queensland-country-bank/products/21) — Our Business Platinum Account is ideal if you have high volume transaction needs or are considering an overdraft facility - [Business Basic](https://www.cdrcompare.au/brands/queensland-country-bank/products/22) — Our Business Basic Account is ideal if you are a business wanting to manage your funds by separating accounts with minimal fees and is a business that has low transaction requirements - [Business Online Saver](https://www.cdrcompare.au/brands/queensland-country-bank/products/23) — Our Business Online Saver is ideal if you want a high interest rate on funds that are at call and prefer to transact via online methods - [SmartBudget](https://www.cdrcompare.au/brands/queensland-country-bank/products/24) — Transaction account linked to an agreement in which regular deposits are made in return for payment of nominated bills. When combined with the linked agreement this assists budgeting by smoothing out the expenses paid under the agreement. - [Pension Plus](https://www.cdrcompare.au/brands/queensland-country-bank/products/4) — An everyday account providing freedom and ease of access for our Members aged 65 and over - [Mortgage Offset](https://www.cdrcompare.au/brands/queensland-country-bank/products/5) — An account that is linked to your home loan which can help you save interest and possibly own your home sooner by providing 100% offset benefit - [Online Saver](https://www.cdrcompare.au/brands/queensland-country-bank/products/6) — Designed for those happy to manage their own savings online but wanting the freedom to access funds at any time. - [Bonus Saver](https://www.cdrcompare.au/brands/queensland-country-bank/products/7) — An account which rewards the dedicated saver - [Christmas Club](https://www.cdrcompare.au/brands/queensland-country-bank/products/8) — Designed to help you save for the festive season, deposit regularly throughout the year and watch your savings grow. - [Student Money Saver](https://www.cdrcompare.au/brands/queensland-country-bank/products/9) — Actively rewards our youngest members with a bonus interest rate, once the minimum $5 monthly deposit is made and no more than one withdrawal in the same month - [Star Saver](https://www.cdrcompare.au/brands/queensland-country-bank/products/11) — The Star Saver account is designed for our youngest members, encouraging savings with a Star Saver Savings Tracker Poster and no Monthly Account Service Fee. ## Term Deposits (15) Fixed-term savings with locked-in rates. - [FTD - Interest at Maturity](https://www.cdrcompare.au/brands/queensland-country-bank/products/40) — Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. - [FTD - Interest Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/41) — Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. - [FTD Retirees Interest Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/42) — Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. - [FTD - Interest Annually](https://www.cdrcompare.au/brands/queensland-country-bank/products/43) — Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. - [FMD 3 Mth Int at Maturity](https://www.cdrcompare.au/brands/queensland-country-bank/products/66) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 6 Mth Int at Maturity](https://www.cdrcompare.au/brands/queensland-country-bank/products/67) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 12 Mth Int at Maturity](https://www.cdrcompare.au/brands/queensland-country-bank/products/68) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 24 Mth Int at Maturity](https://www.cdrcompare.au/brands/queensland-country-bank/products/69) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 3 Mth Int Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/70) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 6 Mth Int Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/71) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 12 Mth Int Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/72) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 24 Mth Int Monthly](https://www.cdrcompare.au/brands/queensland-country-bank/products/73) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [FMD 24 Mth Int Annually](https://www.cdrcompare.au/brands/queensland-country-bank/products/74) — Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity. - [Special 5 month](https://www.cdrcompare.au/brands/queensland-country-bank/products/75) — Special 5 Month Fixed Term Deposits are available for term of 5 months. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. - [Special 10 month](https://www.cdrcompare.au/brands/queensland-country-bank/products/82) — Special 10 Month Fixed Term Deposits are available for term of 10 months. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term. ## Home Loans (5) Residential mortgages for owner-occupiers and investors. - [Home Loan-Package](https://www.cdrcompare.au/brands/queensland-country-bank/products/15) — Our Ultimate Home Loan Package bundles together your home loan, an everyday account & our low rate credit card. Establishment fee waivers on personal loans, no annual fee on a visa credit card, access to discounted general insurance under our package. - [Home Loan-Variable Rate](https://www.cdrcompare.au/brands/queensland-country-bank/products/28) — Our Standard Variable Rate Home Loan is a simple, easy to manage product that is equally suited to owner-occupiers, residential investors or even those purchasing a vacant block of land. Extra payments can be made with flexibility to redraw. - [Home Equity Loan](https://www.cdrcompare.au/brands/queensland-country-bank/products/29) — Our Home Equity Loan allows you to fund home improvements, renovations, purchase a car or for another worthwhile need, by borrowing against the equity in your existing residential property. - [Home Loan-Fixed](https://www.cdrcompare.au/brands/queensland-country-bank/products/30) — Our Fixed Rate Home Loan provides you with the best of both worlds, a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of what your regular repayment will be for up to 3 years. - [Home Loan-Package Fixed Rate](https://www.cdrcompare.au/brands/queensland-country-bank/products/81) — Our Ultimate Home Loan Package bundles together your home loan, an everyday account & our low rate credit card. Establishment fee waivers on personal loans, no annual fee on a visa credit card, access to discounted general insurance under our package. ## Credit & Charge Cards (3) Credit and charge cards. - [Visa Credit](https://www.cdrcompare.au/brands/queensland-country-bank/products/13) — Our Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date - [Visa Business My Rewards](https://www.cdrcompare.au/brands/queensland-country-bank/products/19) — Our Business Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date, and is linked to our free rewards program, Business Rewarder - [Visa Credit My Rewards](https://www.cdrcompare.au/brands/queensland-country-bank/products/55) — Our Visa My Rewards Credit Card comes with a competitive low interest rate, rewards program, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date ## Personal Loans (7) Unsecured and secured personal lending. - [Personal Loan-Secured](https://www.cdrcompare.au/brands/queensland-country-bank/products/12) — Our secured personal loan might be just what you are looking for if you're looking to buy a used car, boat, caravan, motorcycle or any other worthwhile purchase. - [Personal Loan-Reno](https://www.cdrcompare.au/brands/queensland-country-bank/products/25) — Our Reno Loan is an easy cost effective way to finance improvements to your home, such as putting in a pool, or giving the kitchen or bathroom a makeover. A Reno Loan allows home improvements without the need to extend your home loan - [Personal Loan-Secured New Car](https://www.cdrcompare.au/brands/queensland-country-bank/products/26) — Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 3 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees. - [Personal Loan-Unsecured](https://www.cdrcompare.au/brands/queensland-country-bank/products/27) — Our unsecured personal loan is a flexible option for a variety of purposes. It is a great option to help you finally get away on that well deserved holiday, and can even be used to roll all of your debts into a single, manageable regular repayment. - [Personal Loan-Green Car Loan](https://www.cdrcompare.au/brands/queensland-country-bank/products/38) — Our Green Car Loan allows you to purchase any new or demonstrator Electric or Plug-In Hybrid Vehicle with an emissions intensity that does not exceed 120g of CO2 emissions per km (g/km) - [Personal Loan-Green Reno](https://www.cdrcompare.au/brands/queensland-country-bank/products/54) — Our Green Reno Loan is an easy cost effective way to finance all those eco home improvement goals without needing to extend your home loan. - [Personal Loan-Boat Loan](https://www.cdrcompare.au/brands/queensland-country-bank/products/57) — Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age. ## Business Loans (7) Lending for businesses of all sizes. - [Commercial Loan - Secured](https://www.cdrcompare.au/brands/queensland-country-bank/products/44) — Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects. - [Commercial Loan - Res Secured](https://www.cdrcompare.au/brands/queensland-country-bank/products/45) — Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects. - [Business Green Car Loan](https://www.cdrcompare.au/brands/queensland-country-bank/products/47) — Our Business Green Car Loan allows you to purchase any new or demonstrator green vehicle. A 'green' vehicle is defined as one with emissions intensity that does not exceed 120 grams of C02 emissions per km (g/km). - [Specialised Variable](https://www.cdrcompare.au/brands/queensland-country-bank/products/77) — Our Specialised Residential Loans are designed for purchase of residential property in company and company trustee entities, offering the flexibility and structure required to support tax-effective strategies and asset protection goals. - [Specialised Variable I.O.](https://www.cdrcompare.au/brands/queensland-country-bank/products/78) — Our Specialised Residential Loans are designed for purchase of residential property in company and company trustee entities, offering the flexibility and structure required to support tax-effective strategies and asset protection goals. - [Specialised Fixed](https://www.cdrcompare.au/brands/queensland-country-bank/products/79) — Our Specialised Residential Loans are designed for purchase of residential property in company and company trustee entities, offering the flexibility and structure required to support tax-effective strategies and asset protection goals. - [Specialised Fixed I.O.](https://www.cdrcompare.au/brands/queensland-country-bank/products/80) — Our Specialised Residential Loans are designed for purchase of residential property in company and company trustee entities, offering the flexibility and structure required to support tax-effective strategies and asset protection goals. ## Overdrafts (3) Linked credit facilities on transaction accounts. - [Overdraft - Unsecured](https://www.cdrcompare.au/brands/queensland-country-bank/products/35) — Our Business Overdraft is ideal if you want greater control and flexibility in respect to your day-to-day finances. An account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls. - [Overdraft - Secured](https://www.cdrcompare.au/brands/queensland-country-bank/products/36) — Our Business Overdraft is ideal if you want greater control and flexibility in respect to your day-to-day finances. An account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls. - [Line of Credit](https://www.cdrcompare.au/brands/queensland-country-bank/products/48) — Our Line of Credit is an overdraft facility that provides you with the ability to continually draw up to your credit limit at any time for your home, car and other credit requirements, giving you flexibility providing you stay under your approved limit. ## Trade Finance (1) Import, export and supply-chain finance. - [Business Bank Guarantee](https://www.cdrcompare.au/brands/queensland-country-bank/products/65) — Our Business Bank Guarantee is an alternative to providing a deposit or bond directly to a supplier, vendor or landlord. It is an unconditional undertaking to pay the recipient, giving them certainty of payment and you the ability to improve cash flows. ## Data provenance - Data published by Queensland Country Bank under the Consumer Data Right - ABN 77087651027 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123 - Provider Product Reference Data endpoint: https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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