All Access

Transaction & Savings AccountsData Sharing Status

The All Access account provides versatility and reliability for your everyday banking.

Deposit Rates

Type	Rate	Applies To	Interest Paid
Variable	0%	Floating	monthly
Variable	0.01%	USER-INPUT-RATE/1	monthly

Fee	Type	Amount
Overseas Purchase Fee Charged as a percentage of the foreign currency transaction value	Transaction	3.65% of transaction
Disputed Transaction Fee	Event	$35.00
Direct Entry Recall of Funds Applies to Direct Debit, Direct Credit and OSKO payments	Event	$40.00
DE Mistaken Payment Return Req	Event	$50.00
Monthly Account Service Fee Charged monthly −100% of fee — Direct Entry Deposits −100% of fee — Only customers younger than a maximum age receive the discount −100% of fee — Dormant Account −100% of fee — Another eligibility criteria exists as described in the additionalInfo field −100% of fee — Ultimate Home Loan Package −100% of fee — A recipient of a government pension may receive the discount	Ongoing	$6.00
Honour Charge	Event

Additional cards
Card access — Visa Debit Card: Restrictions apply to Members under 15 years of age.
Digital banking: 24/7 online and mobile banking access
Digital wallet — APPLE PAY: Pay faster, easier and more securely with Apple Pay, Apple Pay eligibility restrictions may apply.
Digital wallet — GOOGLE PAY: Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
Digital wallet — SAMSUNG PAY: Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.

Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 1 · View on CDR.gov.au