---
title: "All Access — Queensland Country Bank"
description: "Transaction & Savings Accounts from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/1
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T12:00:23.5938276Z
---

# All Access — Queensland Country Bank

> Transaction & Savings Accounts from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The All Access account provides versatility and reliability for your everyday banking.

## At a glance

- **Base rate:** 0.01%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | Floating $0–$4,999.99 | monthly |
| Variable | 0.01% | USER-INPUT-RATE/1 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Overseas Purchase Fee — Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds — Applies to Direct Debit, Direct Credit and OSKO payments | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Monthly Account Service Fee — Charged monthly · Discount −100% of fee — Direct Entry Deposits · Discount −100% of fee — Only customers younger than a maximum age receive the discount (eligibility: Maximum age: 18) · Discount −100% of fee — Dormant Account (eligibility: Other: Monthly Account Service Fee is waived for accounts in a dormant status) · Discount −100% of fee — Another eligibility criteria exists as described in the additionalInfo field (eligibility: Other: Monthly Account Service Fee is waived for each month that you have total savings, investments and borrowings of $50,000 or more held in any of the Contributing Accounts as at the last day of each month) · Discount −100% of fee — Ultimate Home Loan Package (eligibility: Other: Monthly Account Service Fee is waived if a current Queensland Country Ultimate Home Loan Package is held in the same name as one of the account holders) · Discount −100% of fee — A recipient of a government pension may receive the discount (eligibility: Pension recipients: Monthly Account Service Fee is waived if an Australian War Veteran, Aged or Disabiltiy Pension is directly credited to the All Access Account.) | Ongoing | $6.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| Dormant Account Fee — Charged on Closure of Dormant Account | Event | $15.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Transaction Fees — Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other | Variable |
| Transaction Investigation Fee | Event | $15.00 |

## Features

- **Additional cards**
- **Card access** — Visa Debit Card (Restrictions apply to Members under 15 years of age.)
- **Digital banking** (24/7 online and mobile banking access)
- **Digital wallet** — APPLE PAY (Pay faster, easier and more securely with Apple Pay, Apple Pay eligibility restrictions may apply.)
- **Digital wallet** — GOOGLE PAY (Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.)
- **Digital wallet** — SAMSUNG PAY (Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.)
- **Real-time payments (NPP)** (The New Payments Platform (NPP) provides you with faster, simpler and smarter payments through a fast and versatile payments system)
- **PayID** (The New Payments Platform (NPP) provides you with faster, simpler and smarter payments through a fast and versatile payments system)

## Eligibility

- **Minimum age** — 13 years

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/banking/transaction-accounts/all-access/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `1`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/1
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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