Visa Credit
Credit & Charge CardsData Sharing Status
Our Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
- Purchase rate
- 14.74%
- Annual fee
- $39.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer | 14.74% | — | — |
| Cash advance | 14.74% | — | — |
| Purchase | 14.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Purchase Fee | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds Applies to Direct Debit, Direct Credit and OSKO payments | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Other Service Fees Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other | Variable |
Features
- Additional cards
- Card access — Visa Credit Card
- Digital banking
- 24/7 mobile and internet banking access
- Digital wallet — APPLE PAY
- Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital wallet — GOOGLE PAY
- Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
- Digital wallet — SAMSUNG PAY
- Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- A low competitive interest rate on both purchases and cash advances
Eligibility
- Minimum age — 18 years
- Individuals only
Constraints
- Maximum limit — $60,000.00
- Minimum limit — $500.00
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 13 · View on CDR.gov.au