---
title: "Visa Business My Rewards — Queensland Country Bank"
description: "Credit & Charge Cards from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/19
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T22:00:24.0619399Z
---

# Visa Business My Rewards — Queensland Country Bank

> Credit & Charge Cards from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Our Business Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date, and is linked to our free rewards program, Business Rewarder

## At a glance

- **Purchase rate:** 14.74%
- **Annual fee:** $85.00

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Balance transfer | 14.74% | — | — |
| Cash advance | 14.74% | — | — |
| Purchase | 14.74% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Overseas Purchase Fee — Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds — Applies to Direct Debit, Direct Credit and OSKO payments | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Other Service Fees — Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other | Variable |
| Document Fee — Price on Application | Other | Variable |
| Arrears Letter - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |
| Transaction Investigation Fee | Event | $15.00 |
| Overlimit Fee — Discount −100% of fee — On a fee for maintaining a set balance | Event | $30.00 |
| Business Visa Annual Fee — Charged yearly · Annual Fee charged on commencement and annually on anniversary of the commencement date · Discount −100% of fee — A business or other non-person legal entity (eligibility: Business customers) | Ongoing | $85.00 |

## Features

- **Additional cards**
- **Card access** — Visa Credit Card
- **Digital banking** (24/7 mobile and internet banking access)
- **Digital wallet** — APPLE PAY (Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
)
- **Digital wallet** — GOOGLE PAY (Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.)
- **Digital wallet** — SAMSUNG PAY (Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.)
- **Loyalty program** — An automatic inclusion to our rewards program that gives you the choice of where to spend your rewards points (Reward dollars are earned on eligible purchases.)
- **A low competitive interest rate on both purchases and cash advances**
- **Ability to set monthly spend limits for individual cardholders**
- **Unlimited transactions**
- **Balance transfers** (Balance transfers can be made to the account)
- **Interest-free period** — 55 days (Up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date)

## Eligibility

- **Business customers**

## Constraints

- **Minimum limit** — $500.00

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/business-banking/business-finance/business-visa-credit-card/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `19`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/19
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/19) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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