Business Basic
Transaction & Savings AccountsData Sharing Status
Our Business Basic Account is ideal if you are a business wanting to manage your funds by separating accounts with minimal fees and is a business that has low transaction requirements
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Floating | monthly |
| Variable | 0.01% | USER-INPUT-RATE/1 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Purchase Fee Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Monthly Account Service Fee Charged monthly
| Ongoing | $2.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| Dormant Account Fee Charged on Closure of Dormant Account |
Features
- Additional cards
- Card access — Visa Debit Card
- Digital banking
- 24/7 online and mobile banking access
- Digital wallet — APPLE PAY
- Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital wallet — GOOGLE PAY
- Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
- Digital wallet — SAMSUNG PAY
- Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- Free transactions — 2
Eligibility
- Business customers
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 22 · View on CDR.gov.au