SmartBudget
Transaction & Savings AccountsData Sharing Status
Transaction account linked to an agreement in which regular deposits are made in return for payment of nominated bills. When combined with the linked agreement this assists budgeting by smoothing out the expenses paid under the agreement.
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Floating | monthly |
| Variable | 0.01% | USER-INPUT-RATE/1 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Service Fee Charged monthly
| Ongoing | $5.00 |
Features
- Bill payment (BPAY) — SmartBudget Account
- Digital banking
- 24/7 Online and mobile access via the SmartBudget member portal
- Unlimited transactions
Eligibility
- Minimum age — 17 years
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 24 · View on CDR.gov.au