---
title: "Personal Loan-Secured New Car — Queensland Country Bank"
description: "Personal Loans from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/26
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T20:00:25.4883840Z
---

# Personal Loan-Secured New Car — Queensland Country Bank

> Personal Loans from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 3 years old.  Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.

## At a glance

- **From:** 6.49% (7.13% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (New Car Loan Special available for a limited time only. Available for the purchase of a new or demo vehicle. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.) | 6.49% | 7.13% | — |
| Variable (New Car Loan Special available for a limited time only. Available for the purchase of a car up to 3 years old. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.) | 7.49% | 8.13% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Personal Establishment Fee — Discount −100% of fee — Ultimate Home Loan Package (eligibility: Other: Establishment Fee waived if an Ultimate Home Loan Package is held.) | Upfront | $150.00 |
| Loan Maintenance Fee — Charged monthly · Discount −100% of fee — Ultimate Home Loan Package (eligibility: Other: Monthly Loan Maintenance Fee waived if an Ultimate Home Loan Package is held.) | Ongoing | $5.00 |
| In Branch Redraw Fee | Event | $8.00 |
| Online Redraw Fee | Event | $0.00 |
| Other Credit Fees — Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Document Fee — Document fees may apply | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |

## Features

- **Digital banking**
- **Extra repayments** (No penalties for extra repayments on variable rate loans)
- **No deposit required.**
- **Loan Terms up to 7 years.**
- **Conditional pre-approval available.**
- **Redraw facility**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **New Car Loan Special Offer available for a limited time for the purchase of a new or demo vehicle.**
- **Residency status** — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/banking/personal-loans/new-car-loan/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `26`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/26
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/26) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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