Personal Loan-Secured New Car
Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 3 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.
- From
- 6.49%
- 7.13% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable New Car Loan Special available for a limited time only. Available for the purchase of a new or demo vehicle. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | 6.49% | 7.13% | — |
| Variable New Car Loan Special available for a limited time only. Available for the purchase of a car up to 3 years old. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | 7.49% | 8.13% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
Personal Establishment Fee
| Upfront | $150.00 |
| Loan Maintenance Fee Charged monthly
| Ongoing | $5.00 |
| In Branch Redraw Fee | Event | $8.00 |
| Online Redraw Fee | Event | $0.00 |
| Other Credit Fees Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Document Fee Document fees may apply | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
Features
- Digital banking
- Extra repayments
- No penalties for extra repayments on variable rate loans
- No deposit required.
- Loan Terms up to 7 years.
- Conditional pre-approval available.
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- New Car Loan Special Offer available for a limited time for the purchase of a new or demo vehicle.
- Residency status — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 26 · View on CDR.gov.au