Personal Loan-Unsecured
Personal LoansData Sharing Status
Our unsecured personal loan is a flexible option for a variety of purposes. It is a great option to help you finally get away on that well deserved holiday, and can even be used to roll all of your debts into a single, manageable regular repayment.
- From
- 14.44%
- 15.26% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Comparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments. | 14.44% | 15.26% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
Personal Establishment Fee
| Upfront | $120.00 |
| Loan Maintenance Fee Charged monthly
| Ongoing | $10.00 |
| In Branch Redraw Fee | Event | $8.00 |
| Online Redraw Fee | Event | $0.00 |
| Other Credit Fees Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |
Features
- Digital banking
- Access is available to online banking features for the product.
- Extra repayments
- No penalties for extra repayments on variable rate loans
- No deposit required.
- Loan Terms up to 5 years
- Conditional pre-approval available.
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
Constraints
- Maximum limit — $60,000.00
- Minimum limit — $1,000.00
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 27 · View on CDR.gov.au