---
title: "Overdraft - Secured — Queensland Country Bank"
description: "Overdrafts from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/36
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T14:00:25.1767444Z
---

# Overdraft - Secured — Queensland Country Bank

> Overdrafts from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

Our Business Overdraft is ideal if you want greater control and flexibility in respect to your day-to-day finances.  An account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls.

## At a glance

- **From:** 11.09% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Residential security required - Interest Rate may vary dependent on risk assessment on application.) | 11.09% | — | — |
| Variable (Residential or commercial security required - Interest Rate may vary dependant on risk assessment on application.) | 14.29% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Company Search Fee — Price on Application | Other | Variable |
| Overlimit Fee — Discount −100% of fee — On a fee for maintaining a set balance | Event | $30.00 |
| OD Annual Facility Fee — Charged yearly | Ongoing | $100.00 |
| Val Fee - PropertyHub | Upfront | $50.00 |
| Other Credit Fees — Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Establishment Fee — Price on Application | Other | Variable |
| Document Fee — Price on Application | Other | Variable |
| Loan Maintenance Fee — Charged monthly · Price on Application | Ongoing | $0.00 |
| Arrears Letter - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |

## Features

- **Digital banking**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Residency status** — Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/business-banking/commercial-overdrafts/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `36`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/36
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/36) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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