Pension Plus
Transaction & Savings AccountsData Sharing Status
An everyday account providing freedom and ease of access for our Members aged 65 and over
- Base rate
- 3.1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.1% | USER-INPUT-RATE/1 | monthly |
| Variable | 3.1% | USER-INPUT-RATE/2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Purchase Fee Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds Applies to Direct Debit, Direct Credit and OSKO payments | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| Dormant Account Fee Charged on Closure of Dormant Account | Event | $15.00 |
| RTGS Payment Received Fee | Event | $7.20 |
Features
- Additional cards
- Card access — Visa Debit Card
- Digital banking
- 24/7 online and mobile banking access
- Digital wallet — APPLE PAY
- Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital wallet — GOOGLE PAY
- Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
- Digital wallet — SAMSUNG PAY
- Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- Real-time payments (NPP)
Eligibility
- Minimum age — 65 yearsApplicants for a Pension Plus account must be at least 65 years of age.
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 4 · View on CDR.gov.au · View Source Data (JSON)