FTD Retirees Interest Monthly
Term DepositsData Sharing Status
Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.
- Fixed rate
- 5.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.25% | $1,000+ | monthly |
| Fixed | 5% | $1,000+ | monthly |
| Fixed A 3 - 5 month term is available. The interest is paid monthly. | 3.6% | $1,000+ | monthly |
| Fixed | 4.5% | $1,000+ | monthly |
| Fixed A 6 - 11 month term is available. The interest is paid monthly. | 3.8% | $1,000+ | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption Fee Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2%) x (days invested/365) | Withdrawal | 2% of interest accrued |
Eligibility
- Minimum age — 65 years
Constraints
- Minimum balance — $1,000.00
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 42 · View on CDR.gov.au