---
title: "Commercial Loan - Secured — Queensland Country Bank"
description: "Business Loans from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/44
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T04:00:24.1162450Z
---

# Commercial Loan - Secured — Queensland Country Bank

> Business Loans from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects.

## At a glance

- **From:** 6.99% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (New or Demo Cars) | 6.99% | — | — |
| Variable (For cars up to 3 years old) | 7.99% | — | — |
| Variable (Commercial Secured Variable) | 13.54% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Company Search Fee — Price on Application | Other | Variable |
| Loan Maintenance Fee — Charged monthly | Ongoing | $5.00 |
| Other Credit Fees — Please refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Establishment Fee — Price on application · Discount −100% of fee — Another eligibility criteria exists as described in the additionalInfo field (eligibility: Other: Fee not applicable to Business New Car Loan. Fee applies to all other Secured Commercial Loans.) | Other | Variable |
| Facility Review Fee — Facility Review Fee is charged at time of annual review. Cost is dependent on complexity of the facility. | Other | Variable |
| Document Fee — Price on application · Discount −100% of fee — Another eligibility criteria exists as described in the additionalInfo field (eligibility: Other: Fee not applicable to Business New Car Loan. Fee applies to all other Secured Commercial Loans.) | Other | Variable |
| Establishment Fee - Business New Car Loan — Establishment Fee - Business New Car Loan. · Discount −100% of fee — Another eligibility criteria exists as described in the additionalInfo field (eligibility: Other: Fee does not apply to all other Secured Commercial Loans. Fee only applicable to Business New Car Loan.) | Upfront | $150.00 |
| Arrears Letter - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |
| Rate Lock Fee — Charged when opting to lock in an approved fixed rate, for a term of up to 90 days | Upfront | $500.00 |

## Features

- **Digital banking**
- **Extra repayments** (No penalties for extra repayments on variable rate loans. Fixed loans have the ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments)
- **Payments can be arranged weekly, fortnightly or monthly.**
- **Fixed or Variable interest rates are available providing flexibility to tailor the loan to your business needs.**
- **Redraw facility**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Residency status** — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia

## Constraints

- **Minimum limit** — $10,000.00 (Borrow as little as $10,000 for business purposes.)

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/business-banking/business-finance/business-loans/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `44`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/44
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/44) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)