Commercial Loan - Secured
Business LoansData Sharing Status
Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects.
- From
- 6.99%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable New or Demo Cars | 6.99% | — | — |
| Variable For cars up to 3 years old | 7.99% | — | — |
| Variable Commercial Secured Variable | 13.54% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Company Search Fee Price on Application | Other | Variable |
| Loan Maintenance Fee Charged monthly | Ongoing | $5.00 |
| Other Credit Fees Please refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Establishment Fee Price on application
| Other | Variable |
| Facility Review Fee Facility Review Fee is charged at time of annual review. Cost is dependent on complexity of the facility. | Other | Variable |
| Document Fee Price on application
| Other | Variable |
Features
- Digital banking
- Extra repayments
- No penalties for extra repayments on variable rate loans. Fixed loans have the ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments
- Payments can be arranged weekly, fortnightly or monthly.
- Fixed or Variable interest rates are available providing flexibility to tailor the loan to your business needs.
- Redraw facility
Eligibility
- Business customers
- Minimum age — 18 years
- Residency status — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
Constraints
- Minimum limit — $10,000.00Borrow as little as $10,000 for business purposes.
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 44 · View on CDR.gov.au